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Gautam Jain, Global Head, Digitisation & Client Access, Transaction banking, Standard Chartered, speaks about how the role of fintech is continuously evolving, and how blockchain can change the industry.
So good to see the word "enabler", a positive thing, rather than "disruptor", generally perceived as negative. In these times where collaboration is almost essential, disruption sets the wrong tone. The purpose of innovation is at least one (or all) of three
things: (1) reduce cost of the basics; (2) force basic suppliers up the value chain; (3) enable stuff that's not been possible before. These are only disruptive if incumbents fail to act on these points.
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