Following the lead of Apple, Google and Samsung, Microsoft is bringing contactless payments to Windows 10 mobile phones.
Initially only available to 'Windows Insiders' in the US with Lumia 950, 950 XL and 650 handsets, the new feature lets Microsoft Wallet users tap to pay at around a million retail locations.
Microsoft has worked with Visa and MasterCard on the cloud-based service, with Bank of America, Chase and US Bank among the financial services firms already lined up to support integration with their cards.
In addition to payments, Microsoft Wallet also lets users store reward and membership numbers so they can be referenced or scanned from the phone.
Says Microsoft in a blog: "In our digital stores today, whether it’s Xbox, Office or the Windows Store, our customers enjoy the ease of signing in with a Microsoft account and having their secured payment information on hand to quickly and more safely purchase products.
"Our customers have asked us to extend similar experiences to their phones and we are excited they can now enjoy easy, more secure transactions with Microsoft Wallet and tap to pay on their Windows 10 Mobile phone."