Microsoft preps HCE-based mobile payments

Microsoft preps HCE-based mobile payments

Microsoft is preparing to follow Apple and Google into mobile payments, lining up the regulatory approvals needed for the launch of a host card emulation-based service.

Last month the firm showed off the tap and pay mobile payments system for handsets running its new Windows 10 operating system at a conference in China. As well as support for Secure Element-based payments, it also taps HCE.

This prompted fintech consultant Faisal Khan to dig around State financial regulator sites looking for evidence that Microsoft had received money transmitter licenses. Khan says that the firm has filed in all 50 States and has received its first license in Idaho.

Microsoft has not commented on any imminent launch, but the expected move will see Windows phone users join Android and iOS customers in being able to make NFC payments.

Comments: (2)

Karl Weaver
Karl Weaver - Newport Technologies - Woodinville 08 April, 2015, 05:01Be the first to give this comment the thumbs up 0 likes

I delivered a presentation during January 22, 2015 to Seattle Cloud Security Alliance where I mention Microsoft would use Azure Cloud services on Nokia handsets to provision mobile payments using HCE NFC.  Please see that video clip here:   I predicted Google would buy Softcard and that Microsoft would deploy Azure Cloud Services and Nokia Handset with HCE NFC.  Microsoft has finally moved forward with mobile payments and I hope to work with them as they engage the Chinese markets.


Karl J. Weaver 

Mobile: 425-260-4378



A Finextra member
A Finextra member 08 April, 2015, 11:30Be the first to give this comment the thumbs up 0 likes

The first daunting task for Microsoft is to revive Nokia, and have sufficient market share in mobile handset market! Nice step in that direction.