PayPal re-imagines money for the digital age

PayPal has finally taken the wraps off its digital wallet offering at the SXSW show in Austin Texas.

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PayPal re-imagines money for the digital age

Editorial

This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

The company says the overhaul marks the first time in the its 13-year history that it has completely re-achitected and re-designed its payments product set.

Many of the features on display have been known about for some time, including applications for letting people separate their purchase from their payment, switch from debit to credit cards post-transaction, build personal lists, collect coupons and set spending limits for particular consumables.

"It lets consumers do things with their money that have never been possible before," boasts Sam Shrauger, vice president, global product & experience, PayPal.

The new features will be rolled out on a phased basis from late May.

In this two-part video posted on the ebay Ink blog, Shrauger walks through his entire SXSW demo.



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Comments: (1)

A Finextra member 

So ...

I go down Home Depot and pay for my washing machine in full on my debit card, using my PP Mobile Wallet.  I then go home and think I'd rather have spent the money on beer, go to the PP web interface and click on the 3 month option.  My debit card is then re-funded to the tune of several cases of beer and the Home Depot is short by the same amount - that's like the digital equivalent of walking out without paying.  What's more, it seems that the Home Depot must then wait three months before receiving payment in full.

Am I with it so far ... ?

Between month one and month two, I loose my job and the bank stops paying for stuff on the Debit Card.  The secoond and third payment requests are declined.  The Home Depot is now out of pocket to the tune of two thirds of the cost of a day on the beer.  Who foots that bill?  

Answers on a PP funds transfer to me, please.

I would also be very interested in understanding the Home Depot PP POS systems, if anyone can help.

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