Latest long reads: Finextra Research

Regulatory impact on cross-border payments

Dominique Dierks Senior Content Manager at Finextra

Regulatory impact on cross-border payments

This is an excerpt from a Sibos special edition report: The Future of Cross-Border Payments 2026: Strategies for Success. Cross-border payments are booming and show no sign of slowing down, with research from January 2025 forecasting the market to grow to $320 trillion by 2032. Yet as fintech firms and other tech-first financial institutions re&#...

03 October 2025 /Sibos

Sibos 2025: Are new products fulfilling their hyped-up promise? Part 3: ISO 20022

Scott Hamilton Contributing Editor at Finextra Research

Sibos 2025: Are new products fulfilling their hyped-up promise? Part 3: ISO 20022

When the Sibos 2025 conference was kicked off in Frankfurt, it was impossible to miss the positive vibes expressed during early addresses and attendee sessions, despite all the changes and challenges now facing the ‘traditional’ financial services industry. Indeed, those same Sibos luminaries and other banking industry leaders who extolled the pot...

02 October 2025 /Sibos

Financial crime and security in cross-border payments

Scott Hamilton Contributing Editor at Finextra Research

Financial crime and security in cross-border payments

This is an excerpt from a Sibos special edition report: The Future of Cross-Border Payments 2026: Strategies for Success. With the increased importance of security in the new digital payments' environment, how can mounting risks associated with fraud and crime be addressed in the financial marketplace? The banking landscape keeps changing, but the...

02 October 2025 /Sibos

Sibos 2025: Are new products fulfilling their hyped-up promise? Part 2: Digital assets

Scott Hamilton Contributing Editor at Finextra Research

Sibos 2025: Are new products fulfilling their hyped-up promise? Part 2: Digital assets

Sibos 2025 in Frankfurt featured dozens of sessions and presentations on the issues and opportunities surrounding digital currencies and their many offshoots. We visited forums covering recent developments and future projections for CBDCs, tokenised assets/deposits, and stablecoins, although it was clear that the stablecoin topic was the 'sexier' o...

01 October 2025 /Sibos

Hamish Monk Senior Reporter at Finextra

What is API standardisation?

Application programming interfaces (APIs) are a millennial innovation opened out to the financial sector through a series of open banking regulations – the first instalment of which, the Payment Services Directive, was introduced in 2007. APIs transport requests – in the form of data – from one system to the other, informing the provider what the...

01 October 2025 /payments

Emerging technologies revolutionising cross-border payments

Hamish Monk Senior Reporter at Finextra

Emerging technologies revolutionising cross-border payments

This is an excerpt from a Sibos special edition report: The Future of Cross-Border Payments 2026: Strategies for Success. Cutting-edge technologies like AI – and its content-creator cousin, GenAI – are set to revolutionise almost every area of the financial services industry. Particularly exposed to change is the payments landscape, with AI slated...

01 October 2025 /Sibos

Sibos 2025: Are new tools fulfilling their hyped-up promise? Part 1: Agentic AI

Scott Hamilton Contributing Editor at Finextra Research

Sibos 2025: Are new tools fulfilling their hyped-up promise? Part 1: Agentic AI

Frankfurt is the place to be right now if you’re an international banker, bank partner, fintech or service supplier, or industry regulator. What has Sibos 2025 shown us thus far? Agentic AI is starting to prove its promise, stablecoins, CBDCs, and tokenised deposits are on everyone’s minds – whether dreams or nightmares – and ISO 20022 is either ne...

30 September 2025 /Sibos

Retired Member

Banking on loyalty: Financial institutions have a golden opportunity with media networks

Social media and streaming may get all the hype, but the fastest growing advertising medium belongs to good old-fashioned retailers. This year, brands are projected to spend 8.5% more than last year on advertising in brick-and-mortar stores and on e-tailers’ owned websites and apps. Known as retail media networks (RMNs), these platforms take adva...

30 September 2025 /Sibos

Moving cross-border from legacy to cloud

Nadish Lad Head of Payments Product at Volante Technologies

Moving cross-border from legacy to cloud

Cross-border payment volumes are surging past $150 trillion annually, yet correspondent banking models, regulatory friction, and opaque costs remain stubbornly entrenched. As Sibos 2025 convenes in Frankfurt, the industry faces a defining choice: continue patching legacy infrastructure, or embrace cloud-native architecture, ISO 20022, and embedded...

30 September 2025 /Sibos

Driving transformation in cross-border payments

Philip Bruno Chief Strategy and Growth Officer at ACI Worldwide

Driving transformation in cross-border payments

This is an excerpt from a Sibos special edition report: The Future of Cross-Border Payments 2026: Strategies for Success. Cross-border payments are the circulatory system of the global economy, enabling everything from daily commerce to large-scale international trade. Each year, hundreds of trillions of dollars move across borders, supporting bus...

29 September 2025 /Sibos

Liam Xavier Media Producer & Video Reporter at Finextra

Implementing instant payments

This is an excerpt from a Sibos special edition report: The Future of Cross-Border Payments 2026: Strategies for Success. It is no secret that the implementation of instant payments within cross-border transactions has not persisted without its challenges. For some, this has taken the form of enormous infrastructural tasks, whereas others have had...

26 September 2025 /Sibos

The impact of stablecoins on the cross-border payments landscape

Scott Hamilton Contributing Editor at Finextra Research

The impact of stablecoins on the cross-border payments landscape

This is an excerpt from a Sibos special edition report: The Future of Cross-Border Payments 2026: Strategies for Success. Will the emergence of stablecoins and tokenised deposits revolutionise the industry? Maybe, but it will take some time, long-time correspondent banking practitioners say. They generally agree with the advantages stablecoins, ‘...

25 September 2025 /Sibos

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