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Henk Van Hulle

Henk Van Hulle CEO at Open Banking Limited

Open banking in 2025: A year of opportunity for the UK

2024 saw the UK achieve a great deal. We saw the completion of the Competition and Markets Authority’s (CMA) final roadmap for open banking, the introduction of the Data (Use and Access) Bill to Parliament, and the publication of the Government’s National Payments Vision (NPV), all of which set a clear path for the future of open banking in 2025 a...

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Rowan Varrall

Rowan Varrall Associate Director at DTI Foundation

Digital asset regulation: Integrating the DTI standard

In the rapidly evolving world of crypto and digital assets, regulators are being forced to adapt to new challenges posed by digitalisation. The main challenge is establishing an integrated regulatory framework which supports market transparency and competition, allowing global standards to incentivise further innovation and growth in the industry....

/crypto

Madhvi Sonia

Madhvi Sonia Head of Content at Finextra

US AI regulation state by state: Impact and strategies for financial services

AI has been a transformative force across various industries, with financial services being one of the early adopters. The integration of AI in financial services has evolved significantly over the past few decades, from basic algorithmic trading and fraud detection to more sophisticated applications like generative AI. The rise of tools such as C...

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Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

The fintech sentiment: Are banks ready for DORA?

The EU Digital Operational Resilience Act (DORA) is intended to make the financial sector more secure, with the objective of bringing stability to the market and implementing ICT security and fraud measures. DORA will be fully applicable to financial institutions and IT service providers in the EU on 17 January 2025, after two years of preparation...

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Hamish Monk

Hamish Monk Senior Reporter at Finextra

How to choose a core banking provider

In simple terms, core banking points to the technology platform a financial institution deploys to sustain its key processes. It can be thought of as a central nervous system, delivering – from the back end to the front – vital services, such as transactions, onboarding, account management, currency exchange, card issuance, financial accounting, ...

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Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

How can AI become more sustainable?

Artificial intelligence (AI) has become a hot topic in the past year, and it is set to skyrocket in usage in the coming years. Every financial organisation is racing to implement AI technology into their services, and every business and social media network is priming for AI integration. This is an excerpt from The Future of AI in Financial Servi...

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Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

What is agentic AI, and why should banks or customers care?

You’ll soon be hearing a lot about agentic AI, if you haven’t already. The World Economic Forum defines and explains agentic AI and its impact in a recent article on the topic, noting how this discipline/approach/tool “will transform” the financial services industry. “Agentic artificial intelligence (AI) goes beyond generative AI (GenAI) by enabli...

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Dominique Dierks

Dominique Dierks Senior Content Manager at Finextra

What is the global AI legislative outlook?

The EU AI Act made history as the world's first AI legislation when it entered into force in August 2024. We have now entered a 24-month transitional period during which delegated legislation, guidelines, and standards are being drafted and published across all EU member states. The regulatory framework is designed to identify varying levels of ri...

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Amanda Kavanagh

Amanda Kavanagh Contributor at Jobbio

UK tech jobs to look out for in 2025

If your workplace isn’t in a celebratory mood at the moment, you’re in good company. According to recent research from tech advisory firm TechMarketView, 56% of companies experienced poor or neutral business environments this year. However, good times are on the horizon. According to a new report, in 2025, 46% of hiring managers in the IT and tec...

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Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

How retail giants like Starbucks and Staples are handling cash

Despite the steady growth of debit or credit card transactions to a high percentage of their daily totals, retailers still must manage cash deliveries and collections for the remainder, other than the small number of items paid for via cheque or purchase order. That’s what a recent panel of three treasury leaders from leading retailers talked abou...

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Sehrish Alikhan

Sehrish Alikhan Reporter at Finextra

What the EU deforestation law delay means for fintech

The EU deforestation law was proposed in June 2023 to propel environmental efforts by curbing logging and deforestation practices in nations that export to the EU. The legislation was a move towards reducing EU consumers’ impact on global deforestation, however it saw pushback from multiple nations. What is the EU deforestation law? The law would ...

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Níamh Curran

Níamh Curran

Which are the most impactful AI use cases for financial services?

Artificial intelligence (AI) has quickly gone from being a far sighted fantasy to integral to the running of many industries, including financial services. Yet, for this to be a sustainable development, there needs to be some resistance to the large amounts of hype around AI. This is an excerpt from The Future of AI in Financial Services 2025 rep...

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