Latest long reads: Finextra Research

The Future of Regulation: Time for ESG consolidation and cooperation

This is an extract from Finextra's 'The Future of Regulation 2022' report. At COP26 in Glasgow, the formation of a new International Sustainability Standards Board (ISSB) was announced, with the intention of developing a comprehensive global baseline of high-quality sustainability disclosure standards to meet investors’ information needs. The anno...

09 May 2022 /regulation

Madhvi Sonia Head of Content at Finextra

How cloud works

Kicking off the Finextra Financial Cloud Series, we will be stripping back the subject of cloud and answering commonly asked questions. How does the cloud actually work? Vox’s Re/code addressed this question as part of its Too Embarrassed to Ask series, highlighting that the technology industry likes to create and use buzzwords that can be “nebulo...

09 May 2022 /cloud

Salary scales indicate it’s a great time to be in tech

Barry McCall Journalist at Jobbio

Salary scales indicate it’s a great time to be in tech

Demand for skilled IT professionals continues to rise with no sign of a let up. Specialist roles like scrum master, DevOps engineers, and network cloud architects are no longer the sole preserve of the software industry as organisations across the world accelerate their digitalisation programmes in response to the changed market landscape and alte...

06 May 2022 /people

The Future of Regulation: Building dynamic consumer protection schemes

Paige McNamee

The Future of Regulation: Building dynamic consumer protection schemes

Against the backdrop of fundamental, wide-reaching change into the digitisation of financial services, is the need to ensconce the consumer in regulatory protections so that they are not unduly exposed to risk that naturally accompanies the emergence and adoption of new technologies. We've seen the reinforcement of new and existing trends across f...

05 May 2022 /regulation

P27 defines NextGen Nordic payments innovation

Retired Member

P27 defines NextGen Nordic payments innovation

Harmony is a rare quality in today’s world, where dissonance seems to be the rule. But you can find it if you look and listen. For example, as the NextGen Nordics conference got underway last week, harmony was clearly on display and celebrated. Because the Nordics have achieved something no other region of the world has done. It has established a ...

03 May 2022 /payments

Stablecoin Regulation: different approaches in the EU, UK, USA

Peter Stewart Associate (Barrister) at Cooke Young & Keidan LLP

Stablecoin Regulation: different approaches in the EU, UK, USA

i. What are stablecoins? Stablecoins are a subset of crypto-asset, which vary considerably in design, but whose purpose is to maintain a stable value, by reference to other assets. There are two broad sub-sets of stablecoin, “Collateralised Stablecoins” and “Algorithmic Stablecoins”. Collateralised stablecoins are designed by pegging against reser...

28 April 2022 /regulation

Banking as a Service (BaaS), a Spanish success story

Francisco Jaramillo Managing Director - Spain at Solarisbank

Banking as a Service (BaaS), a Spanish success story

Banking as a Service is certainly a transformational setup, where API technology and a banking licence provided by the regulators, can together help brands offer financial products and services to their end customers. Our recent report with Finextra, ‘The Future of Embedded Finance 2022: Which European stakeholders will win or lose?’ illustrates h...

27 April 2022 /retail

Taking control of your money: Cash might feel reassuring but growth means investing

Marco Mottadelli Head of Global Brokerage at Fineco Bank

Taking control of your money: Cash might feel reassuring but growth means investing

Cash can be comforting; put £10,000 in a savings account and when you need it, you’ll get £10,000 back, possibly with a little interest. Against this apparent stability, it’s perhaps understandable that people don’t want to take a chance on an unpredictable stock market, where the value of your money can depend on everything from interest rates to...

26 April 2022 /wealth

5 things driving the next generation of payments

Retired Member

5 things driving the next generation of payments

Evolving customer expectations alongside technological advances are driving innovation that prioritises speed, near to real-time payments, frictionless transactions and decentralised models. Compounded by the pandemic, the significant growth of digital commerce has led to record payment volumes in most markets. At the same time, market competition...

26 April 2022 /payments

Open (Banking) for Business: UK retail banks’ growth engine

Paige McNamee

Open (Banking) for Business: UK retail banks’ growth engine

2022 has seen a surge in dialogue surrounding the purported value or objective of Open Banking, and whether this has been realised in the UK. While the debate has stoked critical thinking around what we should hope to achieve through Open Banking, there persist large questions around the potential benefits that remain on the table – particularly f...

25 April 2022 /payments

World Earth Day 2022: How are banks progressing with their afforestation pledges?

Hamish Monk Senior Reporter at Finextra

World Earth Day 2022: How are banks progressing with their afforestation pledges?

In the world of sustainability, planting trees has, arguably, captured the public’s imagination most – and received plenty of attention from financial institutions. Trees provide the planet with oxygen, they sequester carbon, and stabilise the soil so that much of the world’s wildlife can live. To boost the planet’s ever-decreasing stock of trees,...

22 April 2022 /sustainable

M-Commerce is booming - is your mobile app as secure as you think?

Hubert Rachwalski CEO at Nethone

M-Commerce is booming - is your mobile app as secure as you think?

When performing tasks, payments, transactions and generally browsing the internet on a desktop, we are often reminded to keep our guard up against possible threats. Viruses, malware and a whole host of cyberattacks can lead to system breaches and financial losses. It can be daunting keeping track of and preventing all online risks, but do individu...

21 April 2022 /payments

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