Latest long reads: Finextra Research

Will investors be convinced by the Royal Mint’s NFT?

Keith Oliver Head of International and Partner at Peters & Peters

Will investors be convinced by the Royal Mint’s NFT?

This piece was co-authored by Keith Oliver, head of international, and Caroline Timoney, commercial litigation and civil fraud legal researcher at Peters & Peters LLP. ‘NFT’ became the buzzword of 2021, and Collins Dictionary word of the year, after an 11,000% rise in its usage. In September 2021, around 225,000 NFTs were sold on average per we...

09 June 2022 /crypto

Money 20/20 EU: Why automating spend management is essential in uncertain times

Dynshaw Italia Chief Financial Officer at Soldo

Money 20/20 EU: Why automating spend management is essential in uncertain times

If the last few years have taught us anything, it’s that we can only be certain of uncertainty. While business has always come with an element of risk, business leaders are now having to contend with rising raw material prices, supply chain challenges, and reduced customer budgets due to the cost-of-living crisis. It’s not surprising that business...

08 June 2022 /payments

Getting the right balance for your ISA investments

Marco Mottadelli Head of Global Brokerage at Fineco Bank

Getting the right balance for your ISA investments

Investors will often spend a lot of time and effort choosing the right investments for their ISA each year, but existing portfolios don’t always attract the same level of attention. This can lead to your ISA portfolio becoming unbalanced, ill-prepared for changes in market direction and out of sync with your long-term financial goals. A well-consi...

08 June 2022 /wealth

Money 20/20 EU: How banking will evolve in the conscious consumer age

Retired Member

Money 20/20 EU: How banking will evolve in the conscious consumer age

Could we be entering the age of customer-created banking, where conscious consumerism takes centre stage? Traditionally, product marketing teams at fintechs and banks have a remit to continuously develop services and digital capabilities which will attract new customers and reduce churn. Over the past decade, stubbornly low interest rates have mad...

07 June 2022 /sustainable

The role of open banking in the fight against rising payment fraud

Siamac Rezaiezadeh VP Product Marketing and Insights at GoCardless

The role of open banking in the fight against rising payment fraud

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The cutting edge of digital payments’ According to new research by the Merchant Risk Council (MRC), the global cost of payment fraud has increased for a second consecutive year. Mid-sized organisations (those ranging from $5-50million in revenue) have been hit the hardest, wit...

01 June 2022 /payments

Liliana Fratini Passi CEO at CBI SCPA

From open banking to open finance

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The cutting edge of digital payments’ Over recent years the global payment landscape has changed radically, with consumers increasingly turning to digital solutions. Due to the reduced use of cash, increased knowledge and confidence in digital payments, customer demands have r...

31 May 2022 /payments

Re-platforming critical payments infrastructure to the cloud

Michael Mueller CEO at Form3

Re-platforming critical payments infrastructure to the cloud

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The cutting edge of digital payments’ From mainframes to cloud Like many century old industries, financial institutions established their organisational structures around a physical space, the office. The infrastructure needed to handle their critical business functions follow...

31 May 2022 /payments

Request to pay: The cornerstone of the digital payment revolution

Michael Boel Head of Local Clearing at Banking Circle

Request to pay: The cornerstone of the digital payment revolution

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The cutting edge of digital payments’ Request to pay, also known as R2P and RtP, is a new secure messaging service designed to make payments simpler and more flexible for businesses and consumers, as well as cheaper and easier to manage for the financial institutions and merch...

30 May 2022 /payments

Instant payments and request to pay – on their way to mainstream

Retired Member

Instant payments and request to pay – on their way to mainstream

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The cutting edge of digital payments’ Instant payments and its most important application, request to pay is set to revolutionise the payments space and the way we conduct business. Request to pay is, in fact, already live in the UK (using open banking) and is being rolled out...

30 May 2022 /payments

4 ways HR strategies can help fintechs succeed

Kirstie McDermott Senior Content Editor at Amply

4 ways HR strategies can help fintechs succeed

In a rapidly scaling fintech, at the scrappy startup stage, when there’s a huge amount at stake and an even bigger amount of other startups in the sector competing for VC funding, the most talented staff as well as customers, it can be really easy to kick some things down the road. Like onboarding a HR department, for example. But getting this pie...

27 May 2022 /people

The Future of Digital Identity: Separating the digital from the individual

Níamh Curran

The Future of Digital Identity: Separating the digital from the individual

This is an excerpt from Finextra’s report, ‘The Future of Digital Identity 2022: Inclusive, secure, fit for purpose.’ The majority of the world's population now has some form of digital identity. These can come from our own social media presence, but also our banks and the companies we use. “We are not in control of the number of identities we have...

27 May 2022 /identity

The Future of Digital Identity 2022: Equitable development and accessing digital identity

Hamish Monk Senior Reporter at Finextra

The Future of Digital Identity 2022: Equitable development and accessing digital identity

This is an excerpt from Finextra’s report, ‘The Future of Digital Identity 2022: Inclusive, secure, fit for purpose.’ The ability to prove one’s identity will soon be foundational to accessing many life-enhancing services, including healthcare, education, and in particular, financial services. Yet, 1.5 billion people around the world still do not h...

26 May 2022 /identity

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