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2023 (1)

Michael's long read archive

2022 (1)
Michael Mueller

Michael Mueller

CEO at Form3
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Banking Strategy, Digital and Transformation

Looking back at 2022, looking forward to 2023

17 Jan 2023

At the end of every year there’s a natural tendency within every industry to assess how far it has come in the past 12 months and where the next 12 might lead. With that in mind, below are some of the key trends we saw in 2022. Interest rates The steep increase in interest rates we’ve seen in 2022 has had a number of different consequences. It has...

Long reads

Re-platforming critical payments infrastructure to the cloud

31 May 2022

This is an excerpt from Finextra’s report, ‘The Future of Payments 2022: The cutting edge of digital payments’ From mainframes to cloud Like many century old industries, financial institutions established their organisational structures around a physical space, the office. The infrastructure needed to handle their critical business functions follow...