Scott Hamilton - Community Author: Finextra Research

When dubious reviews help fuel short seller attacks on a fintech, where to look for the truth?

Scott Hamilton Contributing Editor at Finextra Research

When dubious reviews help fuel short seller attacks on a fintech, where to look for the truth?

Why would anyone really trust online ratings and reviews anymore? We’ve all learned that often anonymous blog, forum, and social media comments can be fraught with misinformation, or even outright lies, and in some cases have recently contributed to fraudulent or money losing relationships in the banking world. I’m going to leave that question op...

07 April 2025 /payments

How home-grown insights, big-bank connections fuel fast-growing treasury fintech

Scott Hamilton Contributing Editor at Finextra Research

How home-grown insights, big-bank connections fuel fast-growing treasury fintech

When Treasury4’s executive team contacted Finextra to announce that it was joining the JP Morgan Payments Partner Network, we were intrigued by the ‘why.’ We wanted to know what being a part of the JPM ‘payments ecosystem’ would really mean to a fast-growing, ‘actual-experience-driven’ fintech start-up like the Spokane, WA-based treasury and finan...

11 November 2024 /payments

Will embedded finance change UK fintech by 2035?

Scott Hamilton Contributing Editor at Finextra Research

Will embedded finance change UK fintech by 2035?

Buying vs. building is not going away, it’s accelerating in the business world. This is an extract from the recently published report, 'The Future of UK Fintech - 2015-2035'. Three in five (60%) UK adults has used embedded finance services as part of the checkout process when shopping online in the past 12 months. Embedded finance services include...

18 April 2024 /payments

Why are fees on international payments so high?

Scott Hamilton Contributing Editor at Finextra Research

Why are fees on international payments so high?

Survey shows American consumers disgusted with ‘junk fees’ and hidden costs; bank fees for international payments and foreign exchange, especially hidden or unexpected add-on charges, were among the most cited irritations in modern consumer transactions, according to a recent survey. The study, commissioned by fast-growing international payments...

08 February 2024 /payments

Scott Hamilton Contributing Editor at Finextra Research

On the cusp of the instant payments era

Faster payments are not new. Instant payments, however, are truly the ‘newest kids on the block’ when it comes to payments, though they look different depending on where you find them. Standardisation, innovation, and regulation are all playing a part in elevating the ‘young upstarts’ of the payment world to leadership status for our new global ec...

20 June 2023 /payments

Models for public and private collaboration

Scott Hamilton Contributing Editor at Finextra Research

Models for public and private collaboration

Now that we on the way to achieving a truly interconnected, global economy, it’s past the time for full transparency on business and government activities surrounding the worldwide mélange that is the financial arena. And beyond the fact that most news (and opinion) of any kind is largely ‘public’ now – shared nearly everywhere across the internet...

19 June 2023 /payments

From Purple Hearts in capital markets - to new value for an old forecasting friend

Scott Hamilton Contributing Editor at Finextra Research

From Purple Hearts in capital markets - to new value for an old forecasting friend

The 2022 AFP Conference in Philadelphia featured a rousing final keynote from a local hero: Multi-best-selling author and seven-straight year Wharton School of Business favorite professor Adam Grant. Riffing on themes from his latest book Think Again, Grant used a number of clever, yet sincere quips, tricks, and anecdotes to challenge the packed ba...

01 December 2022 /payments

AFP/NACHA Fraud Symposium: Trends and protection tips for treasurers

Scott Hamilton Contributing Editor at Finextra Research

AFP/NACHA Fraud Symposium: Trends and protection tips for treasurers

“Cyber is my number one issue…it’s what keeps me up at night” said the treasurer of a large US nonprofit. He was part of a gathering of around 50 fellow financial leaders for a Fraud Symposium at the 2022 Association for Financial Professionals (AFP) annual conference in Philadelphia Sunday. The event continues through October 26. The AFP is the m...

26 October 2022 /payments

Long reads