1137 Results from 2015
Retired Member
It may take 10 or even 20 years, but the bank you know today is going away. For good. It will either reinvent itself from the inside out or simply disappear as a casualty of market forces. Digitisation continues to disrupt almost every area of financial services. New market entrants are targeting customers as banks that aren’t actually banks go af...
08 September 2015
Whether the market turmoil flowing out of China was simply late summer jitters whilst the Masters of the Universe sunned themselves in the Med and their juniors panic at the wheel, or something more serious, is anyone’s guess. What I do know is what I see with my own eyes, and the last couple of weeks have had one very clear lesson for me personall...
08 September 2015 /startups
How can established financial services brands win the ‘Robot Wars’ being waged for the hearts and minds (and wallets) of a generation of investors? (While ensuring the robots always prioritise the best interests of their human customers?) Robo-advice is on the march. It’s making ever-increasing inroads into the retail investment market. And it’s a...
Let's get something clear. People don't think of banking. If you're reading this and frowning, chances are you're in Financial Services. They don't. They don't even think of their banks leave alone the act of banking, unless of course, it gets in the way of life. The only time people think of their bank is when it fails them. When it fails to empow...
08 September 2015 /payments
"You can't solve a problem on the same level that it was created. You have to rise above it to the next level." - Albert Einstein "Innovation opportunities do not come with the tempest but with the rustling of the breeze." - Peter Drucker "We've reached the end of incrementalism. Only those companies that are capable of cre...
The United Nations is wholly supportive of a future transition to a cashless society. The UN Capital Development Fund through its ‘Better Than Cash Alliance’ (BTCA) seeks to empower the poor to have access to bank accounts principally through a mobile phone or a debit card. This is an essential service for those who do not have access to a bank br...
Robert Siciliano Security Analyst at Safr.me
Hackers with big skills and a big ego will be drawn to Facebook and Twitter as their targets. But they’ll also target dozens of other companies, reports an article on arstechnica.com. One group in particular stands out as the attackers, using zero-day exploits. They are known as Wild Neutron and Morpho, says the article, and have been active possib...
07 September 2015 /security
In a new four-part blog series, Dan Jones looks at some of the key issues associated with creating a new kind of consumer banking product range and service style. A fresh approach can and must directly reflect the aspirations of consumers themselves. In part I, Dan examines the fundamental forces that are reshaping the consumer banking landscape. ...
07 September 2015 /retail
As surprising as this might sound, FinTech might be your best bet if you want to make the world a better place today. Lower barriers to entry brought about by the digitisation of the world are forcing the financial services beast to take a new shape – one that puts a higher premium on giving their customers what they truly need, how they truly nee...
07 September 2015 /inclusion Innovation in Financial Services
Chinese mobile commerce eclipses US mobile commerce in a big way! Chinese Mobile Commerce Set to Dwarf US Market It comes as no surprise that mobile commerce is one of the fastest-growing markets in Asia, notably China. A lesser known fact is that the m-Commerce sector in China is expected to outpace US m-Commerce growth in a big way. Mainland Chin...
07 September 2015
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