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Colin Weir

Colin Weir CEO at Moroku

The Financial Social Enterprise

A couple of months ago a friend of mine, said he was starting a business targeted at helping Social Enterprises. Pause Good – a new term. Curiosity lights up – “What’s a Social Enterprise Ben?” “It’s a business that doesn’t have shareholders and exists to support a more community or collective based set of values.” What? Like a charity or Not for

/retail

Colin Weir

Colin Weir CEO at Moroku

Pay Day Lending Highlights Financial Literacy Challenge

In Australia, ASIC and the ABC are on the hunt for unscrupulous Pay Day lenders. Pay Day lending is the provision of small, short terms loans to people that require financial cover to pay day. Annual Percentage Rates (APR) can exceed 1000% as advertised by www.payday.uk “£230 borrowed for 28 days. Annual interest rate of 292.2% (fixed). Total amou...

/regulation /retail

Colin Weir

Colin Weir CEO at Moroku

What is Customer Centricity in Banking

Dreamforce 2014 has finished. It is Salesforce’s event to bring partners, customers and staff together for a week of entertainment, motivation, networking and learning. It’s a massive event with a headline number of 145,000 people attending. With around half that number as full conference delegates the event is estimated to generate over $100m i

Colin Weir

Colin Weir CEO at Moroku

A Game Filter reveals behaviour

It was approaching 1pm on Friday and I was due in the city for some afternoon meetings. Having finished off a couple of emails, I checked my watch and had good time to catch the ferry across the harbour. I grabbed my bag and headed off on a 10 minute walk to the wharf. 3 minutes out the door I was about to cross a side street when a car came hurtl...

Colin Weir

Colin Weir CEO at Moroku

DASH Robin! Its more complex

Cash may be losing ground to alternatives but it is still 47% in Australia and 85% of all retail transactions globally. It comes down to: 1/ Anonymity - Many segments of the economy are still cash and we love it 2/ Speed and experience compared to banking products – cash is still way faster and more convenient than bank alternatives. Standard Chart...

/payments

Colin Weir

Colin Weir CEO at Moroku

The war in Crimea will hit Visa and Mastercard hard

Russian President Vladimir Putin heads to China tomorrow to tighten relations with Beijing as ties worsen with the West over the Ukraine crisis. Along with Oil, gas and some 100 Sukhoi-Superjets Chin Union Pay is likely to be on the table as the Kremlin seeks to implements its own national payment scheme and keep the US administrators of Visa and ...

/payments

Colin Weir

Colin Weir CEO at Moroku

2014 The Year API enters the vernacular

Us geeks have a strong tradition of introducing some great acronyms into the global vernacular: DVD, USB, DOS, WiFi are a few. As the world searches for the lost Malaysian Airlines flight and its passengers a leading line of inquiry is the passengers who didn't board the plane after checking in and who were all using stolen passports. These passpor...

Colin Weir

Colin Weir CEO at Moroku

Crisis the catalyst for innovation

We are certainly faced with some of the greatest problems of our time; the disparity between wealth and poverty, the scarcity of resources, the economic system and the security of our food supply. These challenges exist at an individual, family as well at a global and society level. What strikes me during a recent podcast from Gregg Braden is how ...

/regulation

Colin Weir

Colin Weir CEO at Moroku

Mobile Money gets Groked

What a fabulous week I have just had in Kenya. Home to many things, it is the current home of mobile money. Ask any Kenyan what mobile money is and how useful it is and you will get a very clear answer. If you asked the same question in the CBD of London or Sydney and you will struggle to get answers as accurate and consistent. There are plenty of...

/payments

Colin Weir

Colin Weir CEO at Moroku

Competing by being grounded in purpose

There is no doubting that a bank's commercial enterprise, like any business is to make money and provide returns for shareholders. At the heart of the value proposition is the removal of risk involved in money and its exchange, whether at a retail, business or market level. All of this is fairly standard and has been in force since banks began. Ye...

/retail

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