6 Results
Roberto Garavaglia Independent Advisor at Innovative Payments & blockchain Strategic Advisor
On July 18, 2025, the much-anticipated GENIUSAct (S.1582) was signed into law by President Trump — a landmark federal framework for payment stablecoins in the U.S. Since then, I’ve seen many well-meaning voices — even from within the crypto and fintech space — assume that the law is now “live” or that states can already authorize GENIUS-compliant i...
20 July 2025 /regulation /crypto
On June 23, 2025, the 𝗘𝘂𝗿𝗼𝗽𝗲𝗮𝗻 𝗣𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗜𝗻𝗶𝘁𝗶𝗮𝘁𝗶𝘃𝗲 (𝗘𝗣𝗜) and 𝗘𝘂𝗿𝗼𝗣𝗔 announced a major collaboration aimed at creating an interoperable, sovereign European ecosystem for digital payments—offering a credible alternative to international card schemes. WHO ARE THE KEY PLAYERS? EuroPA is an alliance of national digita...
24 June 2025 /payments /regulation
From Canada and the United States to the United Kingdom, a wave of changes in the Interchange Fees for Visa and Mastercard card payments promises to rewrite the rules of the game. But what exactly are these commission costs, and why is it important to understand their pricing model? I explain this in this post. When we talk about economics and fin...
18 December 2023 /payments /regulation
Elon Musk, the visionary entrepreneur known for ambitious ventures such as Tesla and SpaceX, has recently outlined extraordinary plans for X (formerly known as Twitter), vowing to radically transform the way we manage our financial lives. In this blog post, we delve into X's ambitions to become an all-encompassing financial platform, examining the ...
29 October 2023 /payments /crypto
Since the stroke of midnight on 31 January 2020, United Kingdom 'is out', to use the same wording we have seen appearing in London's squares, to mark the country's exit from the European Union. Beyond an all too lively and often vague narration of the economic consequences that such a step, now taken, could have on the old continent (and not only)...
16 February 2020 /payments Financial Services Regulation
A complete analysis of token definitions, their main uses, the future of decentralized applications and token-economy, in an evolutionary path that goes beyond the 3.0 paradigm, crosses that of Industry 4.0, to attain a Society 5.0 concept. These are the contents of this article that, starting from the examination of the term “token”, very often c...
01 February 2020 /crypto Blockchain Observations
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