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6 Results from 2010

Stephen Wilson

Stephen Wilson Managing Director at Lockstep Consulting

Can't we simplify digital identity?

Why is digital identity so tricky? The past decade is littered with earnest initiatives that failed to meet expectations (like the Australian Trust Centre) or consortia that over promised and under delivered (such as Liberty Alliance). Now we have the Open Identity Exchange which is said to reflect an "ecosystem" of identity provide

Stephen Wilson

Stephen Wilson Managing Director at Lockstep Consulting

National security implications of weak hotel databases

The Destination Hotels & Resorts cyber security breach is not the first report of credit card details being stolen from hotel databases. Hotels are a fantastic target for identity thieves. Hotel databases don't just hold credit card numbers and billing addresses (which are held for weeks in advance of a stay and for weeks afterwards to secure...

/security /regulation

Stephen Wilson

Stephen Wilson Managing Director at Lockstep Consulting

Lateral business cases for EMV in the US

The announcement that a US credit union will be the first to issue EMV cards proves there is more than one way to make the business case for chip. The United Nations Credit Union says it wants its customers to be able to use their cards when travelling. Too often we're told that chip is uneconomical in the US because of the huge cost to upgrade a...

/security

Stephen Wilson

Stephen Wilson Managing Director at Lockstep Consulting

Done nothing wrong and yet ...

For those who are cynical about privacy, this case should provide food for thought. If a banker is able to make these sorts of backroom, opaque and biased determinations about a customer on the basis of what's publicly known about them, then the possibility of discrimination is immensely greater if warped decision makers like this had access to pr...

Stephen Wilson

Stephen Wilson Managing Director at Lockstep Consulting

US cardholders can take different paths with chip

I'm excited by the advent of chip cards aimed at travellers. One of the red herrings that hold up the chip card rollout states-side is that merchant enablement will cost billions. That's true, but you don't need to swap out any merchant equipment to create some immediate value propositions for US-issued chip cards. The Gemalto announcement is ...

Stephen Wilson

Stephen Wilson Managing Director at Lockstep Consulting

Don't be so cynical about privacy

Reports of the death of privacy abound, but they're premature. There are certainly those who, on the sly, would seek its demise, for privacy tends to get in their way. Like politicians on a post 9-11 national security bender, or Internet entrepreneurs who seek to monetise their eye-in-the-sky knowledge of their customers' habits. They're all tryi

/security /regulation

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