Joris Lochy Product Manager at Intix | Co-founder at Capilever
For decades, banks have fulfilled two core functions: Financial Intermediation: collecting deposits and channeling them into loans and investments. Payment Facilitation: enabling the smooth transfer of money between individuals and institutions. However, these traditional roles are becoming increasingly commoditized. The digitalization of money
2 hours /retail /startups Fintech innovation and startups
Artem Barmin Co-founder and CTO at Freshcode
Legacy systems still run the world's money, but they're not doing it gracefully. Most banks are stuck with codebases that can't move fast, can't integrate easily, and make even small changes feel like heart surgery. It doesn't have to be this way. Here's why these old systems are killing your momentum and how switching to functional languages like...
4 hours /devops Trends in Financial Services
Casey Larsen Digital Assets Practice - Business Development at Rosa & Roubini Associates
The United States has now decisively rejected a government-issued digital dollar. Instead, it has chosen to empower the private sector to lead the development of stablecoins backed by the dollar—cemented through the recent passage of the GENIUS and CLARITY Acts. This is more than a monetary policy decision; it is a deliberate geopolitical strategy...
9 hours /payments /crypto
Slava Mehovich Founder at AKDev Group
Financial technologies continue to develop rapidly, significantly influencing various aspects of our lives. I work a lot with this industry and want to share with you my insights on the main trends in global fintech. 1) Reducing the cost of services One of the key trends is the gradual reduction in the cost of financial services for end users. Te...
10 hours /ai /payments Digital Banking Trends
Raktim Singh Senior Industry Principal at Infosys
Liquid Neural Networks: The Next Step in Making AI That Thinks Like a Brain What if AI could keep learning like a human brain, in new conditions even after it was used, deployed & put to use in real life? A Liquid Neural Network (LNN) is a new type of artificial intelligence model that can continuously learn and adapt in real time — even afte...
13 hours /ai
Cliff Bunting Director at PurplePatch Broking Ltd
In May 2025, the FCA introduced PS25/3, a new regulatory return for firms with permissions for credit broking, debt counselling, and credit information services. It replaces the returns process introduced in 2014, which the regulator had concluded was no longer delivering the level of clarity needed to monitor risk in the market. The updated retu...
13 hours /regulation /retail Banking
Alex Kreger Founder and CEO at UXDA Financial UX Design
In a world where people wear their brands like badges of identity—from the phone in their hand to the sneakers on their feet—banking remains curiously invisible. Its digital products are often indistinguishable, stripped of soul, wrapped in sameness. But this week, something rare happened. Because here’s the paradox: while consumer brands chase em...
15 hours /retail /identity Innovation in Financial Services
What does it mean to "vibe code"? Why Gen Z Is Changing the Way We Program Programming used to entail spending long hours staring at black-and-white terminals and fixing syntax problems in silence. Now, a new movement called Vibe Coding is changing the way the next generation interacts with code. This isn't simply a cool trend on TikTok. ...
03 August 2025 /ai
Erica Andersen Marketing at smartR AI
At a recent RSA event, someone asked the interesting question, of what if a world of robots invented humans. Here is a collaboration between me and a AI engine looking at this question. Building on the original concept of robots discovering humans... The Quality Control Problem One of the most perplexing issues facing robot entrepreneurs is the c
03 August 2025 /ai /predictions Artificial Intelligence
Kunal Patel Product Director at Worldpay
The merchant acquiring landscape is entering a pivotal period of transformation, and incumbent players are under mounting pressure. Once defined by scale and reliability, traditional acquirers now find themselves squeezed by nimble fintechs, economic headwinds, and the rapidly evolving needs of merchants in a digitised economy. Rising Competitive ...
02 August 2025 /payments Fintech
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