16 Results
Kaustuv Ghosh CEO at Nxtgencode
The MSME credit gap in ASEAN remains considerable. But MSMEs may be facing a new enemy. The threat lies in weather patterns and whether we can succeed in keeping the temperature rise at acceptable levels. Event-based vulnerability has always been in evidence anyway. It will just get more accentuated. Core issues, as many practitioners rightly poi...
15 May 2024 /retail /inclusion Asia Financial Services
Introduction I am inspired by the writings of my peers. Alex Johnson’s most recent blog post (https://fintechtakes.com/articles/2024-05-03/merchants-future/) is very detailed, well-informed and a pleasure to read-as always. Please do make time, if you could, to go through it. The convergence of merchants and banking is an exciting possibility.
07 May 2024 /payments /retail Asia Financial Services
Let us agree that the weather is important for financial services. How prepared are we for long-term, continuous changes in it's patterns as well as near-term instability? How should financial institutions and services respond as their asset bases are exposed more and more to things that cannot be controlled? This piece attempts to look at the i
26 April 2024 /sustainable /markets Banking Strategy, Digital and Transformation
A journey past a credit card sales counter is painful. The collateral on display is attractive, the offers very tempting. Take a holiday! Get a premium piece of luggage! Find discounts on everything! But like that ice-cream tantalizingly out of reach when you were a kid in the market, it is verboten for some. "Give us a salary slip after 12
29 March 2024 /payments /startups Asia Financial Services
Having traveled through Malaysia recently, I made heavy use of Grab. In Singapore, it is not necessary, of course. We travel by public transport and leg it when we want to eat out. But it is a boon to have a single app across countries and just get your card debited with the expense. When you are moving inside smaller cities or between towns, ther...
25 March 2024 /payments /startups Asia Financial Services
Open Banking is under continuous discussion and implementation in OECD and European markets. This post provides a brief operator view from the Global South, a region of massive opportunity and diverse needs. I took the liberty of looking at the definition of Open Banking. First, with due acknowledgement to OBIE, UK-"Open Banking is a secure...
19 March 2024 /payments /startups Banking Strategy, Digital and Transformation
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