3 Results from 2021
Helene Panzarino Banking-innovation consultant & evangelist at helenepanzarino.com
After a year of unprecedented disruption, many US community and regional banks have survived the pandemic and found themselves with more customers and fuller deposit accounts, courtesy of stimulus programs and agility in getting those funds distributed. In 2020 San Antonio’s Cullen/Frost, for example, saw a 28% year-on-year increase in new relati...
21 June 2021 /retail /startups
One of the most interesting aspects of the digital banking revolution is that in some ways it is actually taking banking back to its origins. The concept that links the original bancos in 13th-century Italian piazzas to the cutting-edge developments in today’s Fintech hubs is hyper-personalisation. Using permissioned real-time data to generate insi...
28 April 2021 /retail /cloud Banking Strategy, Digital and Transformation
Large incumbent banks don’t serve small and medium-sized businesses well. Dress it up in euphemisms like ‘It’s an underserved market’ all you want; the reality is they get the short straw when it comes to banking. This fact will come as no surprise to anyone watching the US cope with Covid in the past year. Getting emergency loan funds out to SMBs...
02 March 2021 /retail /startups Disruption in Retail Banking
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