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While neo-banks offer many advantages in terms of convenience and accessibility, it is important to weigh these benefits against the potential drawbacks discussed below. By understanding both sides of...
On a perfect sunny afternoon on June 27, 2017, while travelling on a train from Schiphol Airport to Dan Hague, I was on a conference call with my Maersk team. Suddenly, someone said their screen went ...
Fintech, short for financial technology, has been revolutionizing the financial services industry with its innovative approach to providing banking and financial solutions. Traditionally known for the...
AI, nowadays, is dominating several fields of human life, including healthcare, automation, education, and business. People are now incorporating AI into their daily lives to perform routine jobs beca...
Blockchain technology has long been lauded for its promise of decentralisation, security, and scalability. But despite these lofty ideals, adoption has been slow. The complexity involved in implementi...
A heady combination of macroeconomic factors have ended the “free cash” era on which many growth investors and the ventures they back were built. The combination of the Russia:Ukraine war, the economi...
Navigating the fintech landscape? Whether you're an early stage startup building a fintech product from scratch or an established player aiming to hit ambitious milestones, finding the right way to ac...
Bitcoin (BTC) has revolutionized the world of digital assets and payment systems since its launch in 2009 by Satoshi Nakamoto. As the first decentralized cryptocurrency, BTC allows for peer-to-peer tr...
Fintech has been the star startup sector of Europe for several years, but it has been one of the hardest hit by recent headwinds. European fintech funding was down a whopping 83% in Q1 of 2023, while ...
In my blog post "The financial sector boundaries are blurring" (https://bankloch.blogspot.com/2022/11/the-financial-sector-boundaries-are.html) I explored the evolution where traditional fi...
The FCA’s new consumer duty regulations, coming into force on the 27th of July, require firms to deliver good outcomes for retail customers. Financial Institutions are concerned about the new regulati...
Treasurers recognise the value of the vast quantities of data at their disposal, no more so when markets are more volatile. When data is appropriately used it enables better, smarter decisions and fas...