4421 Results from /regulation
Cliff Bunting Director at PurplePatch Broking Ltd
In May 2025, the FCA introduced PS25/3, a new regulatory return for firms with permissions for credit broking, debt counselling, and credit information services. It replaces the returns process introduced in 2014, which the regulator had concluded was no longer delivering the level of clarity needed to monitor risk in the market. The updated retu...
04 August 2025 /regulation /retail Banking
Ben O'Brien Managing Director at Jaywing
The Prudential Regulation Authority (PRA) has confirmed that it will publish a Discussion Paper (DP) this summer, aimed at improving access to Internal Ratings Based (IRB) model permissions for residential mortgages among mid-tier banks. The IRB approach, which allows firms to use their own credit risk models to determine capital requirements, rem...
31 July 2025 /regulation
Paul Holt EMEA Group Vice President at Digicert
The Digital Operational Resilience Act (DORA) is now very much in play across the EU, setting a new standard for cyber and operational resilience in financial services. While it is a European regulation, its implications are anything but local. Any organisation working with EU-based financial institutions is now part of the DORA conversation, no
31 July 2025 /regulation /retail Banking Regulations
Joseph Ibitola Head of Demand Generation at Flagright
In AML and fraud monitoring, expected behavior refers to the normal patterns of transactions for a given customer, their typical transfer amounts, frequency of transactions, usual beneficiaries or destinations, etc. Defining this baseline is critical because it enables compliance teams to distinguish routine activity from anomalies. Unusual transa...
31 July 2025 /regulation /crime RegTech
Darren Carvalho Co-Founder and Co-CEO at MetaWealth
Recent institutional interest in stablecoins has been something of a watershed moment for the crypto industry. Not only has the mainstream adoption of stablecoins signalled a renewed interest in and a broader acceptance of blockchain, but it is the first sign of the convergence of decentralised finance (DeFi) and traditional finance (TradFi). Majo...
30 July 2025 /regulation /retail Innovation in Financial Services
The trajectory of the Discretionary Commission Arrangements (DCA) investigation is becoming increasingly difficult to ignore. A Supreme Court judgment is expected on 1st August, and the FCA’s policy statement PS24/11 has already laid out a potential path towards industry-wide redress. At the same time, complaint volumes are rising, putting pressur...
29 July 2025 /regulation
Joris Lochy Product Manager at Intix | Co-founder at Capilever
Regulatory pressure remains one of the most critical challenges facing financial institutions today. Regulations differ by country, are often vague or even contradictory, and continue to evolve - whether through the introduction of new rules or updates to existing ones. At the same time, regulators are becoming significantly more demanding, both
28 July 2025 /payments /regulation RegTech
John Bertrand MD at Tec 8 Limited
US has opened the door for Stablecoin innovation for Governments, Corporations and consumers by enacting on the GENIUS Act. This is a regulatory framework for stablecoins, backed by low-risk assets such as cash ($) and US T-Bills. This can drive value for: Government Economic Growth Stablecoins move instantly and with sub-second finality settlement...
28 July 2025 /regulation /crypto Banking Strategy, Digital and Transformation
Nick Jones CEO at Zumo
The value of the global cryptocurrency market recently reached $4 trillion for the first time, with retail investors all around the world eyeing up the exciting new opportunities on offer. In Spain, BBVA has unveiled its cryptocurrency trading and custody service for Bitcoin and Ether, which is now available to all retail customers of legal age i...
25 July 2025 /regulation /crypto
Vipin Kumar Sharma IT and Consulting Delivery Manager at Infosys Ltd
Sam Altman joined the Federal Reserve this week to talk about AI’s growing role in finance, and every FinTech leader should be paying attention. On July 22, 2025, OpenAI CEO Sam Altman joined the Federal Reserve Vice Chair Michelle Bowman in Washington, D.C. to explore how artificial intelligence is reshaping banking, security, and the future of fi...
24 July 2025 /regulation /markets RegTech
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