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5095 Results from /payments

Sam Boboev

Sam Boboev Founder at Fintech Wrap Up

Deep Dive: Monzo's Business, Explained

Monzo has emerged as one of fintech’s standout success stories – a digital bank that now boasts over 12 million customers and a profitable business model. In an industry where many challengers are still chasing sustainable unit economics, Monzo has redefined what banking can be – and where it’s going. Launched in 2015 as a scrappy startup, Monzo

/payments /retail

Jurijs Bordulans

Jurijs Bordulans Co-founder at Uspex

How to Increase Transaction Success Rates for Online Merchants

In online commerce, every successful transaction counts. When a payment fails — due to fraud checks, technical issues, or user error — it can result in lost revenue and a frustrated customer who may not return. For merchants, improving transaction success rates isn’t just about fixing errors behind the scenes; it’s about creating a smooth, reliabl...

/payments /markets Fintech

Alexander Morsakov

Alexander Morsakov Head of Business Development at FinOn Payment Solutions

Moving 3D Secure ACS In-House: A Growing Trend Among BaaS Providers

Most BaaS platforms start out by outsourcing their 3D Secure Access Control Server (ACS) — and for a while, it works. But then the friction starts: integration bottlenecks, slow updates, black-box risk models, and rising per-transaction fees. We’ve seen this pattern across the industry. At FinOn, where we work closely with fintechs and payment inst...

/payments Fintech

Parminder Saini

Parminder Saini CEO at Triple Minds

Real-Time Payments and the Future of Cross-Border Transactions: What Businesses Need to Know

Real-time payments (RTP) are speeding up cross-border transactions, reducing processing times from days to seconds. Businesses can now enjoy instant fund transfers, better cash flow management, and improved transparency. With APIs, ISO 20022 messaging, and global collaborations, real-time payments are transforming the way companies operate across ...

/payments The Payments Business

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Winning the Fintech Talent Game: How to Attract and Keep the Best

Introduction Finding and keeping great talent in fintech isn’t just about offering big salaries. It’s about building a culture and workplace that inspires, supports, and empowers people to do their best work. The competition is fierce, so your strategy needs to be sharper. Here's how to stand out. 1. Lead with Purpose Make your mission clear. T...

/payments Fintech

Galong Yao

Galong Yao CGO at Bamboodt

Unlocking the Future of Global Payments: A Deep Dive into China’s CIPS

As the world’s financial landscape evolves, the need for efficient, secure, and globally connected payment systems has never been more pressing. China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlement...

/payments /inclusion Innovation in Financial Services

Eyad Almaaitah

Eyad Almaaitah VP - Global Product Management at Compass Plus Technologies

The future of card-based payments in a real-time world: What banks can do to stay ahead

For decades, card-based payments have sat comfortably at the heart of financial services. They’ve been dependable, secure, and universally accepted - shaping how we shop, make payments, and interact with the digital economy. Cards played a vital role in steering us away from cash and towards a more digital-first mindset, and for that, they deserve...

/payments

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

FCA Issues Final Guidance on Politically Exposed Persons (FG25/3)

A more proportionate, risk-based approach to AML compliance On 7 July 2025, the Financial Conduct Authority (FCA) published its finalised guidance FG25/3, updating how firms should treat politically exposed persons (PEPs) under the UK Money Laundering Regulations. This update follows a comprehensive multi-firm review, a public consultation (GC24/4...

/payments /regulation Fintech

Galong Yao

Galong Yao CGO at Bamboodt

Alipay Tap: How Alipay’s New NFC Experience Is Redefining Offline Payments in China

When we think about contactless payments, Apple Pay, Google Pay, and EMV-based NFC cards often come to mind. But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. Meet Alipay’s “Alipay Tap”—a smart, simple, and surprisingly elegant solution to streamline off...

/payments /inclusion Innovation in Financial Services

Clare Rowley

Clare Rowley Head of Business Operations at Global Legal Entity Identifier Foundation (GLEIF)

Solving Instant Payments Fraud with Effective Verification of Payee

Instant payments are transforming treasury operations for the better. Yet, their immediacy and irrevocable nature raises significant fraud concerns. In Europe, instant credit transfers already experience much higher fraud rates than regular credit transfers. And now, with the rise of AI and deepfakes, the fraud threat is compounding. To address fr...

/payments /identity

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