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974 Results from /inclusion

Ben Wong

Ben Wong CEO at Riverchain

The Moment Is Now for Alternative Lenders to Innovate in Under Digitalised Verticals

Hong Kong is a city which continually reinvents itself evident by the perpetual construction works across the city’s skyline. It stands as one of the world’s most costly construction markets according to the International Construction Market Survey (ICMS) 2024 report. Yet behind the skyscrapers and cranes that grace the city’s skyline, is a major ...

/startups /inclusion

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

Why does your bank need branchless banking system?

In the global economy, there is an emerging culture shift where the financial industry is changing at a very rapid speed, and this change is led by the digitization of processes. Individuals require banking services to work quicker with little inconvenience, and this is why institutions must change. That is why one of the adaptations can be the es...

/inclusion

Shailendra Prajapati

Shailendra Prajapati Associate AI Engineer at Compunnel Inc.

Pioneering AI-Driven Financial Inclusion Through Transformative Innovation

Discover how a visionary fintech leader leverages AI to redefine financial inclusion, empowering underserved populations and setting transformative industry standards. Learn how these innovations are shaping the future of banking. Introduction In the dynamic world of financial services, technology continues to challenge traditional norms and resha...

/ai /inclusion

Brian Mahlangu

Brian Mahlangu VP Product: Digital Platforms Mobile at Absa Bank, CIB.

The Impact of the 2G Shutdown in Africa

I previously shared that 56% of mobile connections in Africa are still reliant on feature phones, a reflection of the affordability challenges many face across the continent. It’s important to note that Sub-Saharan Africa alone handles 70% of global mobile money transactions, with over 600 million users. A significant portion of these transactions...

/payments /inclusion Digital Banking Trends

Katherine Chan

Katherine Chan CEO at Juice

The Real Cost of Financial Exclusion: Why It’s a Business Problem, Not Just a Social Issue

Financial exclusion is not just a social issue, it's an economic waste. SMEs are the backbone of the global economies, yet too many of them find it hard to access capital, not for lack of potential, but because mainstream financial systems are not structured to serve them. Adam Smith, in The Wealth of Nations, wrote: "It is not from the bene...

/startups /inclusion Fintech

Shailendra Prajapati

Shailendra Prajapati Associate AI Engineer at Compunnel Inc.

How Indian Startups Are Securing Investments Amid Economic Uncertainty

Introduction: Resilience in a Challenging Economy Despite global economic headwinds and domestic market uncertainties, Indian startups continue to secure investments by demonstrating strong fundamentals and innovative business models. Recent data from YourStory indicates that even though overall venture capital activity has slowed, targeted invest...

/inclusion /markets Artificial Intelligence

Shailendra Prajapati

Shailendra Prajapati Associate AI Engineer at Compunnel Inc.

The Future of Personalized Finance: How AI is Tailoring Financial Services to Individual Needs

This article explores how AI is transforming financial services by delivering personalized financial planning, product recommendations, and customer support. Startups like Personetics and Kasisto are at the forefront—reshaping the customer experience through tailored digital solutions as of February 2025. Introduction: A New Era of Tailored Financ...

/ai /inclusion Artificial Intelligence

Brian Mahlangu

Brian Mahlangu VP Product: Digital Platforms Mobile at Absa Bank, CIB.

Is Africa Ripe for Super Apps

The concept of super-apps—platforms offering multiple services (messaging, payments, and more) within a single application—is gaining momentum globally. But one has to understand that Africa’s shift to digital isn’t about mimicking the West but building systems that address local realities. The reality And I have shared articles on this—Smartphon...

/payments /inclusion Financial Transformation

Katherine Chan

Katherine Chan CEO at Juice

Why non-dilutive funding is the future for SMEs?

Early 2025 in the British economic landscape is a complex one for SMEs. The Organisation for Economic Co-operation and Development (OECD) has adjusted its forecast of UK GDP growth to 1.7% this year, highlighting cautious optimism in light of ongoing global uncertainties. While financial inclusion has been a core fintech mission, many SMEs, most ...

/startups /inclusion Fintech

Janine Grainger

Janine Grainger CEO at Easy Crypto

Meme coins: boom, bust and billion-dollar gambles

On January 17, a new meme coin called $Trump was launched by the President-Elect. Within two days, its total market value peaked at over $14.5 billion - only to crash by two-thirds very shortly after this. Reuters reported that the entities behind the coin raked in close to $100 million in trading fees in under two weeks (according to estimates f...

/inclusion /crypto

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