1006 Results from /inclusion
Anand Naik CEO at Sequretek Inc
2024 was rough; why should 2025 be any different? This question lingers among community banks and credit unions as they brace for another year of evolving cybersecurity threats. With cybercriminals becoming more sophisticated and financial institutions under constant pressure to enhance security measures, understanding what lies ahead is crucial. ...
17 February 2025 /security /inclusion Fintech
Brian Mahlangu Head Digital Commercialization at Absa Bank
These are not opinions, just facts! One cannot ignore the fact that 40% of Africans live below the poverty line (struggling to afford basic necessities like food, housing, and healthcare). To put this into perspective, it means that 438.6 million Africans, out of the continent's total population of 1.54 billion, are affected. With that in mind, it'...
15 February 2025 /payments /inclusion Mobile Financial Services (MFS)
Shailendra Prajapati Associate AI Engineer at Compunnel Inc.
A New Risk Landscape As digital payments surge in India, so does the threat from increasingly sophisticated fraud schemes. The Reserve Bank of India (RBI) recently warned lenders about a dramatic rise in digital fraud, prompting urgent regulatory measures. According to Reuters, the RBI is set to introduce exclusive domain names ‘bank.in’ for banks...
14 February 2025 /ai /inclusion Artificial Intelligence
Priyam Ganguly Data Analyst at Hanwha Q cells America Inc
Navigating Fin-Tech Mobile App Test Revolution in AI Waters Generative AI is transforming the world of software testing! Generative AI is not just a buzzword; it's a game-changer in the realm of software testing. By harnessing the power of AI, software testers can achieve unprecedented levels of efficiency and accuracy. We shall odyssey through a...
14 February 2025 /ai /inclusion Artificial Intelligence and Financial Services
Nick Green Director at Purple Patch Broking Ltd
You’ve seen the headlines: credit reporting costs are climbing, and lenders are footing the bill. But let’s break down what’s actually driving these increases: 20%+ rise in credit bureau data costs It’s not just FICO. Credit bureaux themselves are adjusting their pricing models, and some mortgage lenders expect a minimum 20% increase in credit
11 February 2025 /retail /inclusion Banking and Lending Solutions
The Convergence of FinOps and Sustainability As financial institutions increasingly migrate to cloud infrastructures, escalating operational costs and environmental concerns have become critical challenges. Traditional FinOps approaches often struggle to address the dual mandate of cost efficiency and sustainability. Today, AI-driven strategies ar...
09 February 2025 /ai /inclusion
Introduction: The New Frontier of Risk Management The global banking sector is navigating unprecedented challenges volatile markets, evolving regulatory demands, and increasing customer expectations for speed and accuracy. Traditional risk assessment models rely on static historical data and struggle to keep pace with modern financial complexities...
07 February 2025 /ai /inclusion Artificial Intelligence
Global financial institutions now allocate over 58% of IT budgets to cloud services, driven by digital transformation and AI adoption. In Q2 2024 alone, cloud infrastructure spending surged 19% year-on-year to $78.2 billion, with banking and finance accounting for 20% of enterprise cloud expenditure. However, this growth comes at a cost: data cent...
06 February 2025 /ai /inclusion
Abhishek Bhasin Founder at Data for Inclusion
Imagine a small business owner logs into their online banking portal to figure out their cash position -- a constant struggle for a large majority of them. A chat bot pops up, asks a few questions. After some responses, the business is approved for a working capital loan, and a few minutes later, the money shows up in their account. A dream come t...
04 February 2025 /ai /inclusion
Hirander Misra Chairman and CEO at GMEX Group
The global momentum behind carbon markets has created a unique opportunity for Africa to lead on sustainable development while addressing the climate crisis. At a pivotal panel discussion, held during COP29 in Azerbaijan, hosted by SECDEX Group, alongside ZERO13 and Seychelles’ Ministry of Agriculture, Climate Change, and Environment, leading expe...
03 February 2025 /sustainable /inclusion
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