Latest opinions that Naina Rajgopalan has shared on Finextra

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Naina Rajgopalan

Content Head

Freo

Member since

30 May 2023

Location

Bangalore

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Naina's opinions

Why Health Insurance Is Your Smartest Financial Move

Alright, let's chat about something super important for your money, something many of us just see as a "have to have" but is actually a "must have" for smart financial living. We're talking about health insurance. Now, I know what you might be thinking: "Health insurance? That's just for when I get sick, right?" And ye...

30 June 2025 Digital Insurance Trends

Health Insurance vs. Medical Emergency Fund: What’s Better?

When it comes to managing unexpected medical expenses, many people in India often find themselves torn between two options — buying health insurance or building a medical emergency fund. Both serve the same purpose: protecting you and your family from financial shocks due to sudden illnesses or accidents. But which one makes more sense for you? Sh...

28 June 2025

Evaluate Term Insurance Plans for Smart Life Protection

In today’s fast-paced and uncertain world, financial planning is no longer a luxury—it's a necessity. One of the smartest ways to ensure your family stays financially secure in your absence is by investing in a term insurance plan. With affordable premiums and large coverage amounts, term insurance offers peace of mind and stability. However, choo...

26 June 2025 Digital Insurance Trends

How Digital NBFCs Are Transforming Loan Against Securities

In recent years, the way we handle money and investments has changed a lot. More people are investing in mutual funds, shares, and bonds. But did you know that you don’t have to sell these investments when you need money? Thanks to something called Loan Against Securities, now you can get funds by just pledging your investments — and NBFCs are mak...

26 June 2025 /wholesale

The Rise of Crypto Trading Platforms in the Digital Economy

In a financial world that is rapidly embracing decentralization, the crypto trading platform has emerged as a vital tool for individual investors, institutional traders, and fintech innovators alike. These platforms are no longer limited to tech-savvy users or high-risk gamblers; rather, they are shaping a new global investment ecosystem where acc...

25 June 2025 /inclusion /crypto

Section 80D Explained: How Health Insurance Can Save You Taxes in India

In India, health insurance isn’t just a safety net for medical emergencies—it’s a smart way to save on taxes. One of the most beneficial provisions in the Income Tax Act is Section 80D, which allows taxpayers to claim deductions for premiums paid towards medical insurance. Whether you're buying a policy for yourself, your family, or elderly parent...

21 June 2025

Choosing The Best Crypto Investment Networks in 2025

Choosing the best investment networks in 2025: How to do it In the ever-changing world of finance, choosing the best investment networks in 2025 depends on having a good grasp of what the future holds in terms of new trends and technologies. As an investor, you're lost in the swamp of platform options that promise the most efficient portfolio and ...

21 June 2025 /startups /crypto

A Complete Guide to Choosing the Right Term Insurance Plan for Your Needs

When it comes to securing your family’s financial future, one of the most effective tools is a term insurance plan. These plans are straightforward, affordable, and designed to offer financial protection to your dependents in the event of your untimely demise. Unlike other life insurance products that include savings or investment elements, term i...

18 June 2025 /retail

Why Insurance Matters: A Guide to Securing Your Life and Finances

In today’s unpredictable world, securing your future and that of your loved ones is more important than ever. Insurance acts as a financial safety net that provides protection against unforeseen events such as accidents, illnesses, natural disasters, or death. By paying a small premium regularly, individuals and businesses can safeguard themselves...

17 June 2025

Health Insurance and Tax Benefits: Understanding Section 80D in India

Having a health insurance policy provides a safety net for you and your family members. In addition to providing financial security, a health insurance policy can also help you save on taxes. To motivate people to buy health insurance policies, the Indian government has introduced tax benefits on health insurance under Section 80D. The section all...

16 June 2025 /people /inclusion