Latest opinions that Kaustuv Ghosh has shared on Finextra

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Kaustuv Ghosh

CEO

Nxtgen Payment Infra

Member since

17 Mar 2024

Location

Singapore

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Kaustuv's opinions

Uncertainty On The Weather Front-The New Frontier For Financial Services

Let us agree that the weather is important for financial services. How prepared are we for long-term, continuous changes in it's patterns as well as near-term instability? How should financial institutions and services respond as their asset bases are exposed more and more to things that cannot be controlled? This piece attempts to look at the i

26 April 2024 /sustainable /markets Banking Strategy, Digital and Transformation

Credit Opportunities And Near Misses

A journey past a credit card sales counter is painful. The collateral on display is attractive, the offers very tempting. Take a holiday! Get a premium piece of luggage! Find discounts on everything! But like that ice-cream tantalizingly out of reach when you were a kid in the market, it is verboten for some. "Give us a salary slip after 12

29 March 2024 /payments /startups Asia Financial Services

An Open Season- Super-Apps in the age of open banking

Having traveled through Malaysia recently, I made heavy use of Grab. In Singapore, it is not necessary, of course. We travel by public transport and leg it when we want to eat out. But it is a boon to have a single app across countries and just get your card debited with the expense. When you are moving inside smaller cities or between towns, ther...

25 March 2024 /payments /startups Asia Financial Services

Open Banking In The Global South

Open Banking is under continuous discussion and implementation in OECD and European markets. This post provides a brief operator view from the Global South, a region of massive opportunity and diverse needs. I took the liberty of looking at the definition of Open Banking. First, with due acknowledgement to OBIE, UK-"Open Banking is a secure...

19 March 2024 /payments /startups Banking Strategy, Digital and Transformation