Latest opinions that Andres Fontao has shared on Finextra

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Andres Fontao

Partner

finnovista

Member since

12 Oct 2011

Location

Madrid

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Andres's opinions

My take on MWC2013

Hoping to unwind on the AVE back to Madrid after a frenetic 2 days at Mobile World Congress, I can't help but ponder my insights and learnings as we cut across the Spanish countryside at 300 KM/H. It's been an exciting two days, focused primarily on meeting with financial institutions and scouting for innovations and possible disruptions in fintec...

28 February 2013 Finance 2.0

Cashless and cardless, take 2

Following up on my recent blog entry regarding my attempt to go cashless and cardless for a week when in San Francisco late last year, it’s worth sharing observations of payment methods from a recent trip to Argentina and Uruguay in late December 2012. As those of you who know me, I am a strong advocate for mobile financial services, having spent ...

14 January 2013 /payments Payments strategies 2015-2020-2030

Is it time to leave the cash and cards at home?

I am recently back to Madrid from a week-long business trip to San Francisco. Despite working in the mobile financial services industry for the past 5 years, until this week I had never encountered a true opportunity to engage in native mobile payment and commerce transactions. Before arriving in San Francisco on Tuesday night, I could count with ...

19 November 2012 /payments Payments strategies 2015-2020-2030

Gamification in banking

I recently had the opportunity to attend Gamification & Banking: a passing fad or a serious business, at the BBVA Innovation Center in Madrid. It’s part of series of talks and discussions around innovation in retail banking. To be honest, I had not put much thought into this topic until I came upon an announcement, but a star-studded line up o...

25 September 2012 Finance 2.0

Customer journey is key to mobile payments success

Having spent the greater part of the past two months on the road, speaking and debating with digital bankers, payment thought leaders, mobile evangelists and the like, it has become clear that for mobile payments to succeed, it must focus on the customer journey rather than the technology. By customer, I refer to both the payee and the beneficiary...

16 April 2012 /payments Payments strategies 2015-2020-2030

On the mobile payments front at MWC: Much ado about nothing

High expectations were put into place with the series of announcements leading up to MWC last week, as well as during the weeklong event itself. With all the hoopla surrounding the press announcements, joint ventures and acquisitions that transcended geographies, technologies, industries and socio-demographics, it would appear that mobile financia...

07 March 2012 /payments Payments strategies 2015-2020-2030

New considerations for mobile banking strategies in Europe

comScore and Telefónica Germany announced the results of "Connected Europe" Study which highlights how smartphones and tablets are shifting media consumption in Europe. With regards to mobile banking, the study shows that over 20% of smartphone users in Europe accessed their bank accounts with their mobile devices and 12% used electronic...

24 January 2012