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Richard's blog archive

2019 (1) 2016 (1)
Richard Warren

Richard Warren

Partner at FirstPartner
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Bio I am a partner at FirstPartner Ltd, a specialist research and consulting company serving payments and related technology based sectors. We specialise in delivering market insight and taking new concepts to market. Recent work has focused on PSD2 implementation and B2B payments


Financial Services Regulation

Why the payments industry needs to act quickly on the EBA’s latest PSD2 SCA Opinion

28 Jun 2019

On Friday 21st June the EBA published a new Opinion Paper on the elements of strong customer authentication (SCA) under PSD2 which has been subsequently been backed up a by confirmatory statement from the European Commission. This opinion has significant practical implications for issuers, acquirers, card schemes and local regulators currently wo...


Will Blockchain Based Remittance Struggle to Deliver?

18 Jul 2016

A recent report from Citi’s Equities Research team challenges the widely held view that Bitcoin delivers simpler and cheaper international remittances. While the analysis highlights some key Bitcoin remittance limitations, it should not be assumed that these apply to all blockchain or Distributed Ledger Technology (DLT) based solutions – or marke...