Latest opinions that Nick Ogden has shared on Finextra

Join the Community

23,155

Expert opinions

43,765

Total members

359

New members (last 30 days)

173

New opinions (last 30 days)

29,034

Total comments

Join Sign in

Nick Ogden

Chairman

Ogden Research

Member since

17 Sep 2008

Location

London

View Nick Ogden's full profile

Nick's opinions

MWC12: Mobile payments - are we ready yet?

It will come as no surprise that Mobile World Congress this year has been dominated by smartphones and how they impact our day-to-day lives. Figures vary, but there is general agreement that the industry has reached a tipping point; soon enough, mobile internet use will surpass that of PC use. The age of the mobile is clearly upon us. In this m...

28 February 2012 /payments

MWC 2012 - the year that payments take centre stage

It is that time of the year again. Next week will see more than 60,000 telecoms professionals, journalists and bloggers descend on Barcelona for Mobile World Congress. Plenty has already been written about this now-legendary four day event, but with just three days before the buzz begins, I wanted to take this opportunity to think about what exc...

24 February 2012 /payments

One step closer to mobile wallet...

The fact that Orange is launching an NFC-enabled Samsung handset underlines the belief that mobile payments is an area full of opportunity and has potential to take a large share of the payments market. Developments that have been made in the area of e-money only go to highlight the fact that the move towards a cashless society is one that consume...

17 February 2011 /security /payments Innovation in Financial Services

Chip and PIN: Good but not good enough

This week marked the anniversary of when chip and PIN came into force in the UK. Five years’ on, there are apparently more than 140 million chip and PIN cards in issue in the country and more than one million chip and PIN card terminals in place, not to mention the fact that many European countries have now rolled out EMV. As a result, great strid...

15 February 2011 /security /payments Online Banking

Finovate so far: the big themes in banking

Some of the best minds in business are gathered at the London Business Design Centre today to witness cutting-edge financial and banking technology innovations at Finovate 2011. Chris Skinner kicked off the show by talking about what he sees as the top themes in innovation and the things he believes are having the biggest impact on banking. First ...

01 February 2011 /security /payments Innovation in Financial Services

Avoiding a rear view mirror approach to m-payment security

The Federal Reserve Bank of Atlanta recent report on the risks of mobile payment transfers, highlights the numerous security issues that must be addressed in order for widespread adoption in developed economies. Mobile payments require a whole new approach to security and this will require an unprecedented degree of cooperation between the telec...

24 November 2010 /security /payments

Ignoring the hype in the move towards a cashless society

There’s been a lot of talk recently about the idea of ‘cashless society’ and numerous journalists seem to be jumping on the bandwagon in a bid to write a colourful story. This usually involves testing out the concept by living without cash for a week or so, throwing in a few humorous anecdotes along the way – no money for the tooth fairy, no money...

07 October 2010 /security /payments

It works over there so why not over here?

The EU’s 2009 e-money Directive aimed to enable the design of new, innovative and secure electronic money services. In some ways Europe has come a long way in this area: use of credit and debit cards, Electronic Funds Transfer, Electronic Banking and Chip and PIN authentication have all increased dramatically, a date has been set for the demise o...

28 July 2010 /payments /retail Innovation in Financial Services

From e- to m-commerce; security remains a top priority

It’s hard to believe just how revolutionary the mobile phone was when it first entered the market in 1973. Back then, the mobile phone resembled a house phone; it was heavy, bulky, not particularly ergonomic and did only what it said on the tin: allowed users to make calls whilst on the move. Today, however, there are over 4 billion mobile phones...

16 July 2010 /security /payments

Identity fraud hits mainstream news agenda

Microsoft’s fake bank scam is representative of a growing industry issue: identity fraud is on the increase and there is currently no linked up thinking or process in place to deal with it. This example serves to highlight the fact that a new global regime is now imperative in order to secure our identities and protect our personal details. It’...

13 July 2010 /security /payments