Finextra Research
Sign in
Sign up
  • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
Sign in
Sign up
  • News
    • Back
    • News
    • Latest news
    • Company updates
    • Long reads
  • TV
  • Research
  • Events
    • Back
    • Events
    • All
    • Conferences
    • Webinars
    • Popular
  • Community
    • Back
    • Community
    • Community latest
    • Latest expert opinions
    • Groups
    • Search members
  • Jobs
  • APIs
  • payments
  • markets
  • retail
  • wholesale
  • wealth
  • regulation
  • crime
  • crypto
  • sustainable
  • startups
  • devops
  • identity
  • security
  • cloud
  • ai

Community

  • Your feed
  • Latest expert opinions
  • Groups

Join the Community

23,532
Expert opinions
41,339
Total members
353
New members (last 30 days)
187
New opinions (last 30 days)
29,153
Total comments
Join Sign in
Follow Unfollow

Dan Barnes

Writer
Information Corporation
Member since
11 Sep 2013
Location
London
Followers
0
Following
0
Opinions
47
Long reads
0
Followed by John Sims, Martha Boyle and 5 others you follow
View Dan Barnes's full profile

Dan's opinions

clear
Dan Barnes

Unlicensed premises

It must be hard trying to start out in the world of banking. There are all of these massive competitors, hoovering up business, and there is no way to match their scale. Without scale, you cannot pay the same level of wages, you cannot offer the same breadth of services and you cannot reach as many customers. What could be done? Well, regulators c...

05 December 2013 /regulation Future Finance

Dan Barnes

Regulators need to watch 'Friends on benefits'

Cooperative and community banks enjoy a special place in the hearts of the people, often giving them special regulatory status too. However in an age that has debunked many of the theories of capitalist economics, it worth noting that the cooperative theory of ‘Friendly Societies’ is failing too. Rabobank’s rating downgrade by Fitch last Thursday ...

28 November 2013 /regulation Future Finance

Dan Barnes

Fining money factories does not work

It is impossible to punish banking through fines. Regulators must know this. When one reads of the scale of fines in the financial services industry, it is often hard to conceive of the amounts that the firms are paying. Even more so when one considers that these payments happen every year, and sometimes several times a year. Bruno Bettelheim, the...

21 November 2013 Future Finance

Dan Barnes

Why banks shouldn't fear tax

Governments' aggressive approach to taxation is alternately punishing and rewarding financial services firms. The Swiss government is planning to abolish tax secrecy laws – what does that mean for Swiss banking? On Wednesday 29 May 2013 the Swiss government proposed to allow Swiss banks to disclose information to the US government. The proposal, if...

20 November 2013 /regulation /wholesale Future Finance News Analysis

Dan Barnes

The Big Wind-up

Plans to wind down banks that are too big to fail have at last been agreed but will not take effect until 2018. Italy's recent revelation about derivatives losses proves that there are still plenty of skeletons hidden in European Union (EU) cupboards. The recently reported conduct of bankers in Ireland at the start of the crisis has challenged the...

20 November 2013 /regulation /wholesale Future Finance News Analysis

Dan Barnes

Self-regulation leads to self-doubt

The European Commission (EC) is threatening to move setting of the London Interbank Offered Rate (LIBOR) to Paris, after the exposure of the current process as “the rate at which banks do not lend to each other” in the words of Mervyn King, former governor of the Bank of England. An interbank benchmark system must be found that engenders trust, bu...

20 November 2013 /regulation /wholesale Future Finance News Analysis

Dan Barnes

Party like it's 1929

Several US senators have introduced a bill bringing back elements of the Glass-Steagall Act “to reduce risks to the financial system by limiting banks’ ability to engage in certain risky activities and limiting conflicts of interest.” With some banks still struggling to swallow the Dodd-Frank Act, will the ‘21st Century Glass-Steagall Act’ serve t...

20 November 2013 /regulation /wholesale Future Finance News Analysis

Dan Barnes

Criminals get physical

Financial Fraud Action (FFA) UK, the finance industry’s national anti-fraud group has observed an increase in successful criminal activity in the first half of 2013, with physical theft of cards using increasingly complex techniques on the rise. I thought Chip and PIN was going to stop fraud? Fraud is like an air bubble under a plastic sheet; if yo...

20 November 2013 /security /wholesale Future Finance News Analysis

Dan Barnes

Boom or Bust?

When regulators define mathematics, the apparent certainty that the science brings is thrown to the wind. Big banks are currently selling off cash reserves, issuing stock and swapping the labels over on balance sheet items, apparently to please the regulators. Are we any safer? Why do some banks have to raise more money? In June 2011, the Basel Co...

20 November 2013 /regulation /wholesale Future Finance News Analysis

Dan Barnes

Back where we started

It’s Sept 2013, and we’re upon the anniversary of Lehman Brothers. Much editorial this week has been devoted to the perceived risk that still exists in the banking system. Haven’t regulators reformed the markets? Regulators have imposed a lot of changes to the way that banks do business and have even more changes still to happen. These changes are ...

20 November 2013 /regulation /wholesale Future Finance News Analysis

  • 1
  • 2
  • 3

Dan writes about

  • security
  • payments
  • regulation & compliance
  • retail banking
  • wholesale banking

Dan's opinion archive

  • 2014 (22)
  • 2013 (25)
ShowHide similar members

Similar members

Finextra Research

Finextra Research
Writer at Finextra

Follow Unfollow

Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Please read our Privacy Policy.

Accept
Finextra

Finextra

  • About

Community

  • Rules
  • Contact the community team

News

  • Guidance
  • Contact the news desk

Sales

  • Media pack
  • Contact the sales team

Get involved

  • Finextra Live@
  • Webinars
  • Finextra TV
  • Research
  • Finextra.jobs

Events

  • Sustainable Finance Live
  • NextGen Nordics
  • EBAday
  • NextGen:AI
Join the community Register for news alerts
Apple App Store Google App Store

© Finextra Research 2025

Terms of usePrivacy PolicyCookie Centre