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Philipp Buschmann

Founder & CEO
AAZZUR
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03 Dec 2021
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Berlin
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Followed by John Sims, Martha Boyle and 5 others you follow
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Philipp Buschmann

The Death of Back-Office Accounting: Orchestration is Taking Ove

Why embedded finance is turning accounting from a burden into a growth engine. Accounting has always been a headache. Nobody founds a business because they’re excited about reconciling receipts or untangling R&D tax credit claims. But ignore it, and the whole show collapses. For too long, accounting has been treated as a compliance chore rath...

26 September 2025

Philipp Buschmann

Embedded Finance 2.0: How Companies Are Designing for Life, Not Just Sales

For decades, financial services have revolved around products. A new account, a new loan, a new policy, packaged, promoted, and pushed to market. The assumption was simple: if you build it, customers will come. But the reality is that no one wakes up thinking they want a new financial product. What they wake up to are life moments. Moving house, b...

10 September 2025

Philipp Buschmann

Why Embedded Finance Needs Orchestration — Not Just Infrastructure

Money20/20 is always a place to track the pulse of the fintech industry, not just through the buzz on stage, but through the quieter, candid conversations happening in the side rooms, lounges, and informal gatherings. This year, a recurring theme surfaced: embedded finance is evolving, but it still hasn’t solved its orchestration problem. We’ve mad...

02 July 2025

Philipp Buschmann

A Love Letter to Money20/20 – See You in June!

“If they invite you and pay for your plane ticket and hotel – then go. Otherwise, skip it. The only event you want to be at is Money20/20. That’s the one you keep your money for.” That was the advice I got from one of the co-founders of Currency Cloud and Railsr when I first started in fintech. And honestly? It turned out to be solid advice. With a...

09 April 2025

Philipp Buschmann

BaaS in Focus: Changes in the Banking-as-a-Service Industry and How to Futureproof Your Business

The BaaS (Banking-as-a-Service) space is going through another shake-up, leaving some businesses unsure of how they’ll keep offering the financial services their customers have grown to rely on. With some key players stepping out of the game, it's sparked fresh conversations about whether BaaS is as stable as it seems. Critics might point to these...

29 October 2024

Philipp Buschmann

What was Money20/20 this year?

In one word “Swish”. Busy - Fun - Amazing – Concentrated The Trends: - Bigger. Almost all areas of the RAI venue that could be used, were used. There were many more companies, though sometimes with a smaller presence than in years past. In fact it was so big and busy I did not have time to meet with everyone because of the sheer long walking

14 June 2023

Philipp Buschmann

2023 FinTech Industry Trends

As we embark on a new year, there is much work to be done in the fintech sector, but as it is rapidly growing, I think 2023 is going to be a pivotal year. In addition to improving the effectiveness of how customer service is delivered, we are also seeing an increase in financial inclusion, which in my opinion can only be a good thing. According to...

07 December 2022

Philipp Buschmann

Fintech has transformed traditional banking, where do both sectors go now?

Fintech hasn’t just transformed traditional banking. It has revolutionized it. Over the last decade, the emergence of tech-first challenger banks like Revolut, Starling and Monzo has sent the traditional players scrambling to frantically update their outdated infrastructure and bring their offerings into the 21st century. More than anything, the f...

18 January 2022 /payments /markets Banking Strategy, Digital and Transformation

Philipp writes about

  • payments
  • markets

Philipp's opinion archive

  • 2025 (4)
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  • Embedded Finance

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