Latest opinions that Alex Ford has shared on Finextra

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Alex Ford

President, North America

Encompass | RegTech Association | Women in RegTech

Member since

29 Oct 2020

Location

New York

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Alex's opinions

The role of digital identity in beneficial ownership verification

Financial institutions are rapidly evolving how they onboard clients and meet regulatory obligations, with digital transformation at the core. Nowhere is this shift more critical than in the need to accurately identify and verify beneficial ownership, a foundational element of effective Know Your Customer (KYC) practices. For banks, regulators, an...

2 hours /regulation /identity

Maximizing the value of CLM transformation

Across the financial services industry, corporate banks are investing heavily in Client Lifecycle Management (CLM) transformation to accelerate onboarding, improve compliance, and deliver better client experiences. Yet, many institutions find that despite implementing new platforms and processes, they continue to struggle with onboarding delays, m...

23 May 2025 /identity /crime Banking Strategy, Digital and Transformation

Why operational leaders are rethinking KYC

Operational leaders face a stark reality: the onboarding experience has become a make-or-break moment not just for clients but also for the bank itself. Despite significant investment in transformation, many banks continue to struggle with outdated, manual Know Your Customer (KYC) processes that are fundamentally unfit for purpose. The result? Dela...

07 May 2025 /identity /crime

Regulating AI: Opening up the RegTech conversation

Regulating AI: Opening up the RegTech conversation with AI experts and regulators with Women In RegTech New York (WIRTNY) and Rise, by Barclays. Setting the scene As the development and adoption of AI and Generative AI across industries including financial services has dominated headlines in recent months, so too have questions around the regulato...

17 June 2024 /ai /regulation Artificial Intelligence and Financial Services

The rise of Corporate Digital Identity in banking

The rise of Corporate Digital Identity in banking Corporate Digital Identity (CDI) is revolutionizing the Client Experience in Institutional and Commercial banking. Enabling fast, accurate identity validation and verification of corporate customers, it has been set out to foster a truly customer-centric approach to client onboarding and reviews w...

28 March 2024 /wholesale /identity Banking Strategy, Digital and Transformation

Why RegTech won at SIBOS2023

Why RegTech won at SIBOS2023 Setting the scene Reflecting on this year’s SIBOS conference, organized by SWIFT for the financial services industry, it was great to be networking and debating the future of the industry in person again in the fantastic city of Toronto. C-suite executives from major financial institutions and leading technology compan...

04 October 2023 /regulation /sibos Banking

Can RegTech help address risk and regulatory challenges in a changing banking landscape?

As more banks concentrate on digital transformation to power growth and operational efficiency, the opportunity to simultaneously leverage technology to mitigate risk and promote transparency - particularly via RegTech solutions, is continuing to increase in relevance globally. This is a topic that I discussed as part of a panel of industry exper...

14 July 2023 /regulation /wholesale RegTech

Why banks need RegTech solutions to succeed

RegTech solutions have become increasingly critical for banks looking to accelerate digital transformation initiatives to power operational efficiency and ultimately, growth. While compliance teams value the speed, accuracy and control that RegTech solutions provide, executives see benefits in the efficiency and scalability that is delivered. I

01 June 2023 /regulation /wholesale Innovation in Financial Services

Perpetual KYC – The journey to a digital operating model

Perpetual KYC or pKYC is an emerging concept in financial crime compliance. It has generated great interest and accelerated digital-first approaches because of the cost and risk benefits on offer if firms can maintain KYC profiles dynamically as new information becomes available. Today KYC is typically undertaken on 1, 3, and 5 year cycles which c...

02 September 2021 /regulation /crime Banking Strategy, Digital and Transformation

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