Latest opinions that Toine Van Beusekom has shared on Finextra

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Toine Van Beusekom

Strategy Director

Icon Solutions

Member since

22 May 2018

Location

London

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Toine's opinions

Sibos 2025: Time to Consolidate Your Payments Infrastructure

If you have attended any financial services industry conference over the past decade, chances are that compliance has dominated the discussion – either directly or indirectly – again and again. And again. And again. But as we approach Sibos 2025, a quick glance at the agenda is telling. With major regulatory initiatives like migration to the ISO 20...

26 September 2025 /payments

How orchestration frameworks can help banks strike the right chord in payments

In response to rapidly changing payment requirements, more and more banks are migrating from big monoliths to a microservices approach for payments processing. By leveraging reusable functions related to the critical parts of a payments flow, microservices are a way for banks to accelerate the development and deployment of new capabilities. But if...

31 March 2025 /payments

Is low code the answer to higher payment revenues for banks?

As banks continue to grapple with the account-based payments processing model amid seemingly interminable margin pressures, the wider commercial implications of software developer capacity limitations are coming into much sharper focus. In response, banks are starting to think differently about the payments value chain and re-assess their approache...

28 September 2023 /payments /sibos Banking

Payments outsourcing: minimising risk and maximising value-added services

Research indicates that payments transformation isn’t optional—it’s imperative for survival. Yet modernising payments infrastructure can be a costly undertaking. Tier 2 and 3 banks can roll out a successful payments transformation programme that minimises risk and maximises innovation for value-added services. Ask anyone in the industry and most w...

08 February 2023 /payments Banking

Future-proof payments infrastructure: The role of agent banks in the quest for modernisation

The shift to a ‘marketplace’ model, rise of fintech companies and arrival of new players in the payments value chain have had a profound impact on market dynamics within the financial services sector. In response, banks must reconsider how payments infrastructure fits within their long-term strategy. The rapid transformation of the payments indust...

16 August 2022 /payments /regulation Banking Architecture

2022: The Year That Banks Finally Change for Good?

The more things change, the more they stay the same. Looking back at 2021 – which promised to be the year that the industry realised the full potential of data-driven transactions, instant payments and cryptocurrencies – it is clear that although there is consensus on the direction of travel and the opportunities, progress continues to be hamstrun...

01 February 2022 /payments /predictions The future of Payments in Europe

Understanding the realities of payment data monetisation

The number of banks identifying payments data monetisation as a key strategic priority has doubled in the past two years. The growth of real-time payments (RTP), ISO 20022 migration and open banking regulations have provided the carrot, while thinning margins and intense competition from fintechs have provided the stick. Yet, it is clear that bank...

16 July 2021 /payments