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Authenticating account holders using analytics to guess at the acount holder's identity is playing Russins Roulette. Having the account holder perform a biometric step on their smartphone eliminates any doubt who is accessing the account. A biometric step will be a requirment for all Digital Currency.

What does PFM stand for?

"self-healing" cybersecurity software is going in the opposite direction of NIST Zero Trust Architecture. The days of network security sensors, antivirus and firewall software are over. Zero day malware goes totally undetected by these old security tools that can be infected just like Solar Wind. Think about it, if malware can damage your cyber security products, then swap it out. But my advice save yourself a lot of money and time by an investing in NIST Zero Trust architecture.

To much focus and to high expectations that technology would make a diferance,wrong! People make or breaks a organazation. Great concept, wrong people in charge.

I don't belive anything McKinsey says based on the bad audit results like the WireCard audits resulted in BILLIONS of $$$$$ that came up misiing.

On average, a customer logged in 390 times over the past 12 months tells me the bank has many problems. The averge time customers loggin for most banks is 10 times for retail and for commerical accounts is 40.

Wow,image that,repeat offender!

Identifying the true ownership of many Bitcoin exchanges can be challenging do to the lack of legitimate documentation that has been audited. Currency regulators are taking steps to issue digital currency which is very different than bitcoin. Digital currency is pegged to each country's currency. Bitcoin is speculative.

This is just another move by Putin to control crime in Russia so that he gets a cut of each crime. I am sure you can still convert cash to crypto currency as along as Putin gets a cut.