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Well Apples manufacturing policies are being questioned and clearly their wallet policy is also cause for concern.  Even Mercedes Benz, BMW, Audi and other car manufactures cannot/do not limit what parts can be fitted to their cars so why should Apple be able to stop competetive wallet apps running on their devices. Additionally Apple make integrating with Applepay problematic, constantly moving specs and requirements (unless something changed recently)  This screams anti trust....  and Anti innovation.   Its a tax on commerce however you look at it! 

I recall that "Five Revolut executives have handed in their resignation including UK chief risk officer, Victoria Stubbs; UK Head of Regulatory Compliance, Justine Wootton and UK Money Laundering Reporting Officer (MLRO) Mathew Seneviratne, a source close to Revolut told City A.M.....Global chief compliance officer Harry Gill quit earlier this year while Deirdre Halligan, Revolut’s Head of Global Affairs and Wealth & Trading also resigned."                   

I don't think I will be opening an account there anytime soon.... though I am sure everything is just fine and dandy! 

I feel a bit like the Polar bear in New York in 1912, asking about the well-being of the Iceburg.....  Sales up... yes.... what about credit losses? 

And the blockchain/crypto world offered us unrivalled security - and no nuclear power plant could ever suffer a major malfunction and... trust me I'm a Doctor (or maybe trust me - I am a Nurse.... NOT!  

A conversation with the construction companies bus drivers views on remittance processing, and figuring out how to encourage them to work with Fintech's in a mutually supportive manner to automate remittances would be a great place to start.... I no longer work in the Middle East, but I am certain that the bus drivers are still a massive opportunity for a fintech to exploit.  Comments or questions appreciated here.

good luck.... Lets  hope Pockit goes like a Rockit... I hear  a chap called Nigel may be looking for an account? 

Digital Dollar Project..... An Organisation with a vested interest in the CBDC movement found benefits in the CBDC Movement......

“A digital dollar would help future-proof the greenback and allow individuals and global enterprises to make payments in dollars irrespective of space and time. We are launching the Digital Dollar Project to catalyze a digital, tokenized U.S. currency that would coexist with other Federal Reserve liabilities and serve as a settlement medium to meet the demands of the new digital world and a cheaper, faster and more inclusive global financial system.”

J. Chris Giancarlo, former chairman of the U.S. Commodity Futures Trading Commission and co-founder of the Digital Dollar Foundation...

Now the founder and Chairman has told you what outcome to reach (DDP Team members), your job is to reach that outcome!!!  I think Mr Giancarlo should have let his team reach their own conclusions. Will DDP reccomend Interest payments to CBDC holders to offset the seigniorage that will be introduced by CBDC alongside the effects of Quantative easing and inflation?  

I know the culture warriors are out defending cash against the CBDC's, Digital currency, and the somewhat telegraphed ability of governments to de-fund as well as de-bank individuals who become non-citizens (see Canadian truck drivers for details).   This is a nuance that had previously slipped my attention. Thanks for highighting this Finextra.

probably more socialist than communist... 

I am not sure ESG is going to survive in its present format for too much longer.... The cracks are beginning to show in the 'Social' element as the public try to understand why banks and corporations are preaching to them whilst simultaneously behaving badly to its consumers.  UK Banking?   FMCG (Unilever/Russia), Hollywood and USA Brewing all spring to mind as recent examples of the ESG backlash.  Even investors seem to be having second thoughts now.