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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
In recent years, the landscape of banking across the globe has undergone significant transformations. Among these many changes, the closure of bank branches on the high street has become a common sigh...
The number one concern of banking executives I spoke with at a recent industry conference was deposit growth. Specifically, bankers want to grow core deposits without pricing themselves into less prof...
In the UK, fraud has become a significant concern, to the point where it has been reclassified as a threat to national security, elevating its status to that of terrorism. This highlights the importa...
This guide aims to help you gain a competitive edge in the Payments Market with insights, trends, and technological awareness. Payments Market Overview The digital payments market has witnessed incred...
Embedded finance is mainstream, and e-commerce dynamics have changed forever. What began with payments quickly extended into deposits, lending, insurance, and other financial services. Consumers clear...
Under the new ruling, when a bank receives a valid payment request with no room for interpretation or choice, the bank must execute the order. That means if the owner of the bank account authorises a ...
Speeding up business processes and tasks is something evolving software-as-a-service (SaaS) has been instrumental in delivering. Today, as SaaS reaches maturity, it offers great value to those in fina...
Generative AI has gained prominence in the recent times due to its truly transformative and disruptive potential. The evolution started with rapid advances in machine learning techniques for predict
Neobanks have burst onto the scene in the last decade. Targeting rapid growth, market penetration and new customers, they have shaken up the banking industry, taking with them tens of millions of cust...
Introduction The emergence of Variable Recurring Payments (VRPs) has revolutionized the payments industry, captivating the interest of consumers, merchants, and financial institutions.This article div...
2022 was a year of extremes in retail banking across Europe. Interest rates rose for the first time in a number of European countries, troubles of the pandemic were in the rearview, and revenue and pr...
In the fast-paced world we live in today, the desire for instant gratification has created an increasing demand for real-time payments. This need puts a significant amount of pressure on all industrie...