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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
As the owner, you will also give up ownership if you leave this group.
John Bertrand MD at Tec 8 Limited
Hong Kong's Regulatory Framework This framework appears designed to balance innovation with regulatory oversight. The relatively streamlined KYC requirements for smaller transactions and allowance for market-rate fees suggest Hong Kong is positioning itself as a crypto-friendly jurisdiction. It does so by maintaining prudential safeguards through ...
11 August 2025 /regulation /crypto
Debasish Mishra GTM at Truffles AI
Credit risk isn’t slow because your model is bad. It’s slow because numbers get retyped multiple times before anyone decides. Clinical studies put manual entry error rates between 0.04% and 6.5% per field, with a well-cited pathology dataset averaging 2.8%-and that’s before those figures get copied into a memo or another system. Multiply that acro...
09 August 2025 /ai /inclusion
Steve Bradford Senior Vice President EMEA at SailPoint
NIS2 may have been in force since October 2024 but as of July 2025, only 14 out of the 27 EU Member States had transposed the directive into national law. NIS2 was initially introduced to compel providers of essential services, such as healthcare, energy, finance and transport, to enhance their cybersecurity resilience. Yet, for many organisation...
08 August 2025 /regulation /identity
Retired Member
At the outset I want to make it clear that this article is NOT about Climate Policy, it is not about climate change mitigation or adoption measures, it is not about the differing views geographical or geopolitical on its relevance, it is not about the ideological debates on what each stakeholder must do. It is about REAL impact of Climate Related ...
06 August 2025 /regulation /sustainable
US has opened the door for Stablecoin innovation for Governments, Corporations and consumers by enacting on the GENIUS Act. This is a regulatory framework for stablecoins, backed by low-risk assets such as cash ($) and US T-Bills. This can drive value for: Government Economic Growth Stablecoins move instantly and with sub-second finality settlement...
28 July 2025 /regulation /crypto
Mark Jackson Managing Director - Product & Capabilities at Valuedynamx - a Collinson Company
Whether it’s acquisition or retention, loyalty is becoming harder to pin down in banking. In the U.S., inertia still defines how most people interact with their banks. The average adult keeps the same checking account for nearly 17 years, with many citing the only reason they haven’t switched because “it’s the account they’ve always had.” This
22 July 2025 /payments /retail
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
The financial services sector has reached an inflection point where legacy system modernization has shifted from strategic advantage to business imperative. Institutions operating on decades-old infrastructure face mounting pressure from regulatory evolution, competitive disruption, and customer expectations that legacy architectures simply cannot...
21 July 2025 /payments /retail
Kuldeep Shrimali Consulting Partner at Tata Consultancy Services
Background There are over 17,200 private businesses in the United States with annual revenues exceeding $100 million, compared to fewer than 4,060 public companies of the same size. Investors are increasingly exploring opportunities to invest in this sector. While investing in private companies was previously limited mainly to large institutional ...
17 July 2025 /ai /wealth
Overview People like real time (RTP: instant) payments. Economies where instant payments are used grow a minimum of 1 to 3% per annum. Instant payments in 2024 totalled $26 billion and expected to grow 5x by 2029. Growth Initiative Economic growth is down to the velocity of money. If someone has just been paid then they can then pay someone else ...
16 July 2025 /payments /crypto
Banks, Payment Service Providers and regulators are indebted to the Gambling Industry for continuingly improving the resilience and security of Cloud Technology. For example, EU has DORA (Digital Operational Resilience Act) which requires a 4 hour for reporting a major incident but no later than 24 hours. If an online gaming service goes down 10 m...
15 June 2025 /security /regulation
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