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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
As the owner, you will also give up ownership if you leave this group.
John Bertrand MD at Tec 8 Limited
A ready reckoner is a printed book containing pre-calculated values, often multiples of given amounts, available in the UK before decimalisation in 1971 – when 12 pennies became 10. Stablecoin is a new digital form of money and represents the paper money at par, for example, one Wyoming’s new Stablecoin, Frontier is equal to one US Dollar. The end...
11 September 2025 /regulation /crypto
Livia Bernardini CEO at Future Platforms
We’ve been able to pay online for more than two decades, but for much of that time, there were really only two options: credit or debit cards. Over the last ten years or so that’s changed. Embedded payments have introduced a whole range of methods: digital wallets, Buy Now Pay Later (BNPL), account-to-account (A2A), and stablecoins, to name but
09 September 2025 /payments /retail
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
As fintech platforms expand globally and adopt emerging technologies, they face a rapidly shifting regulatory environment. From data privacy and payment security to open banking and AI explainability, compliance is no longer just a box to tick; it is central to product design, user trust, and operational scalability. This article outlines the key r...
08 September 2025 /payments /retail
Stablecoins are crypto with a reserve of assets, one -to-one in value associated with the coins outstanding. Assets are of high-quality liquid value e.g. short-term US T-bills or commodities, such as gold. In September 2025 The Bank of England (BoE) reflected on its new wholesale Real Time Gross Settlement System (RT2) which includes ‘multi-money’....
05 September 2025 /payments /crypto
Alex Kreger Founder and CEO at UXDA Financial UX Design
It’s a wake-up call for product owners, digital project managers, and designers in banks and financial institutions. You can—and must—move UX (user experience) and digital branding to the center of strategy and weave them into the DNA of the business. Because if you don’t, you’re not just risking a bad app rating—you’re risking the future of your ...
03 September 2025 /retail /markets
Luigi Wewege President at Caye International Bank
For decades, Central America’s financial systems have stood on fragile ground, tethered to the U.S. dollar and reliant on foreign correspondent banks. Every major shock from the debt crises of the 1980s to the 2008 global meltdown and the COVID-19 pandemic has revealed the same vulnerabilities: liquidity squeezes, shrinking credit, and instabilit
25 August 2025 /retail /predictions
Hong Kong's Regulatory Framework This framework appears designed to balance innovation with regulatory oversight. The relatively streamlined KYC requirements for smaller transactions and allowance for market-rate fees suggest Hong Kong is positioning itself as a crypto-friendly jurisdiction. It does so by maintaining prudential safeguards through ...
11 August 2025 /regulation /crypto
Debasish Mishra GTM at Truffles AI
Credit risk isn’t slow because your model is bad. It’s slow because numbers get retyped multiple times before anyone decides. Clinical studies put manual entry error rates between 0.04% and 6.5% per field, with a well-cited pathology dataset averaging 2.8%-and that’s before those figures get copied into a memo or another system. Multiply that acro...
09 August 2025 /ai /inclusion
Steve Bradford Senior Vice President EMEA at SailPoint
NIS2 may have been in force since October 2024 but as of July 2025, only 14 out of the 27 EU Member States had transposed the directive into national law. NIS2 was initially introduced to compel providers of essential services, such as healthcare, energy, finance and transport, to enhance their cybersecurity resilience. Yet, for many organisation...
08 August 2025 /regulation /identity
Retired Member
At the outset I want to make it clear that this article is NOT about Climate Policy, it is not about climate change mitigation or adoption measures, it is not about the differing views geographical or geopolitical on its relevance, it is not about the ideological debates on what each stakeholder must do. It is about REAL impact of Climate Related ...
06 August 2025 /regulation /sustainable
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