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Fintech

Fintech discussions and conversations around the development of fintech.

Gustav Korobov

Gustav Korobov Senior Sales Executive - Core Banking platform at Advapay

Core banking software: what modules move the needle (and what's better left to third-party vendors)?

What's core banking software? On the surface, it's a straightforward question with a straightforward, uncontroversial answer. Core banking software is the technology platform on which you run your fintech company's essential operations. Your fintech's engine room, so to speak. But when you dig deeper, there's a lot more nuance than you might have ...

/payments /startups

Uwakmfon Offiong

Uwakmfon Offiong Founder & CEO at Finclu Systems

FinTech and Microfinance: Moving from Access to Sustainable Inclusion

Microfinance has always been about opening doors for people excluded from formal banking. Today, digital finance is transforming how that mission is delivered. In my recent publication “FinTech as a digital innovation in microfinance companies – systematic literature review” I examined how technology is reshaping microfinance and what this means f...

/inclusion

Aron Alexander

Aron Alexander Founder and CEO at Runa

From Bottleneck to Breakthrough: How AI Is Redefining Payouts

Receiving a rebate, reward, or a disbursement should be an exciting moment. So why does it often feel like it was delivered as an afterthought? Too many fintechs still view payouts as necessary, mundane conclusions to a transaction. But AI is redefining these recipient touchpoints. When you zoom in on today’s financial flows (global, on-demand, i...

/ai /payments

Srinivasa Atta

Srinivasa Atta Cloud & AI at Google

Beyond the Chatbot — GCP's AI Agents Are a Tectonic Shift for FinTech

For years, AI in the financial technology sector has been synonymous with rudimentary chatbots handling password resets and fraud detection algorithms working silently in the background. While impactful, these applications were siloed and incremental. Today, the introduction of sophisticated, generative AI-powered platforms like Google Cloud's Age...

/ai /inclusion

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

AUSTRAC’s New AML/CTF Rules: Raising the Bar for Fintech Compliance

Australia is overhauling its anti-money laundering/counter-terrorism financing (AML/CTF) framework with a new set of AML/CTF Rules introduced in August 2025. AUSTRAC (the Australian financial intelligence unit and regulator) tabled the Anti-Money Laundering and Counter-Terrorism Financing Rules 2025 in Parliament on 29 August 2025 after two rounds...

/payments /regulation

Ivan Aleksandrov

Ivan Aleksandrov CSO | Fintech Licensing, Core banking & BaaS at Advapay

How to build a successful fintech MVP (and where to go from there)

The MVP, or minimum viable product, is a critical milestone for any ambitious fintech startup. But if you ask 10 founders to define what an MVP is and what it should include, we just about guarantee you'll get 10, wildly different answers — some more accurate than others. At Advapay, we often find that these misconceptions are a key reason MVPs un...

/payments /startups

Priyanka Naik

Priyanka Naik Fintech Professional

The Fintech Paradox: Success Means Becoming Invisible

The history of financial technology is filled with bold startups that began by solving one sharp problem. They launched as neat applications, often sleek and consumer-friendly, promising a better and faster way to do financial transactions. Yet when you look at some of the fintech companies that lasted and thrived, their journeys share a striking ...

/payments /predictions

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

Best Practices for Switching from a Legacy Transaction Monitoring Tool

Switching from a legacy Anti-Money Laundering (AML) transaction monitoring system to a modern platform is a complex project that requires careful planning. Below are key best practices to ensure a smooth transition, from initial planning to final cutover, with an example of how a modern solution can fit into this process. Plan Integration Early an...

/payments /regulation

Jamie Hoyle

Jamie Hoyle VP Product at MirrorWeb

The Modern CCO's First 90 Days: Priorities, Pressures, and What Comes Next

The role of the Chief Compliance Officer has never been more complex, or more critical. In today’s volatile regulatory environment, incoming CCOs are stepping into high-pressure situations with growing expectations, limited resources, and expanding digital footprints to supervise. The first 90 days often set the tone for long-term success - or su

/regulation /wealth

Teo Blidarus

Teo Blidarus CEO and Co-Founder at FintechOS

Why Prompt-Based App Builders Won’t Disrupt Fintech, But AI-Ready Platforms Will

Tools like Lovable empower anyone with a browser to spin up a working fintech app in a weekend. These prompt-based app generation platforms have dramatically accelerated prototyping and made experimentation cheaper. For startups and product teams, this is excellent news; they can now quickly visualise ideas and avoid expensive software engagements...

/ai /predictions

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