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Fintech

Fintech discussions and conversations around the development of fintech.

Ivan Aleksandrov

Ivan Aleksandrov CSO | Fintech Licensing, Core banking & BaaS at Advapay

How to build a successful fintech MVP (and where to go from there)

The MVP, or minimum viable product, is a critical milestone for any ambitious fintech startup. But if you ask 10 founders to define what an MVP is and what it should include, we just about guarantee you'll get 10, wildly different answers — some more accurate than others. At Advapay, we often find that these misconceptions are a key reason MVPs un...

/payments /startups

Priyanka Naik

Priyanka Naik Fintech Professional

The Fintech Paradox: Success Means Becoming Invisible

The history of financial technology is filled with bold startups that began by solving one sharp problem. They launched as neat applications, often sleek and consumer-friendly, promising a better and faster way to do financial transactions. Yet when you look at some of the fintech companies that lasted and thrived, their journeys share a striking ...

/payments /predictions

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

Best Practices for Switching from a Legacy Transaction Monitoring Tool

Switching from a legacy Anti-Money Laundering (AML) transaction monitoring system to a modern platform is a complex project that requires careful planning. Below are key best practices to ensure a smooth transition, from initial planning to final cutover, with an example of how a modern solution can fit into this process. Plan Integration Early an...

/payments /regulation

Jamie Hoyle

Jamie Hoyle VP Product at MirrorWeb

The Modern CCO's First 90 Days: Priorities, Pressures, and What Comes Next

The role of the Chief Compliance Officer has never been more complex, or more critical. In today’s volatile regulatory environment, incoming CCOs are stepping into high-pressure situations with growing expectations, limited resources, and expanding digital footprints to supervise. The first 90 days often set the tone for long-term success - or su

/regulation /wealth

Teo Blidarus

Teo Blidarus CEO and Co-Founder at FintechOS

Why Prompt-Based App Builders Won’t Disrupt Fintech, But AI-Ready Platforms Will

Tools like Lovable empower anyone with a browser to spin up a working fintech app in a weekend. These prompt-based app generation platforms have dramatically accelerated prototyping and made experimentation cheaper. For startups and product teams, this is excellent news; they can now quickly visualise ideas and avoid expensive software engagements...

/ai /predictions

Daniel Balla

Daniel Balla Co-Founder and Chief Strategy Officer at Bitrise

Poor App Development Is a Strategic Risk Fintechs Can No Longer Ignore

In an era where consumers manage their money through their smartphone, mobile apps have become table stakes for trust and retention in financial services. So why are so many fintechs building their digital experiences on shaky foundations? The reality is that fintechs cannot deliver the secure, reliable experiences their customers demand without i...

/cloud /devops

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

PS25/12 – FCA Changes to the Safeguarding Regime for Payments and E-Money Firms

From May 2026, the Financial Conduct Authority is bringing in sweeping changes to how payment and e-money firms protect customer funds. These reforms, published in PS25/12, are aimed at fixing weaknesses that have led to big losses when firms failed, in some cases, customers got back less than half of what they were owed. Why now? The payments an...

/payments /regulation

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

New Risk Landscape: What the EBA’s 2025 Report Means for Fintech

The European Banking Authority (EBA) recently published its fifth biennial Opinion and Report on money laundering (ML) and terrorist financing (TF) risks affecting the EU’s financial sector. While these reports are typically regulatory in nature, the 2025 edition reads like a warning bell for the fintech industry — especially for firms that are gr...

/regulation /crime

Viacheslav Kostin

Viacheslav Kostin CEO at WislaCode Solutions

Best Fintech Innovations Transforming Small Business Banking

In the fast-paced world of entrepreneurship, managing finances efficiently can be the difference between thriving and merely surviving. Fintech solutions are revolutionising how small and medium-sized enterprises (SMEs) handle their money, with features like seamless currency conversions, secure digital signing, and automated tax handling. These d...

/payments /inclusion

Joseph Ibitola

Joseph Ibitola Head of Demand Generation at Flagright

Overcoming the Hidden Costs of AML Compliance

AML compliance has become an increasingly heavy burden for financial institutions. Globally, fintechs and banks spend an estimated $206 billion per year on financial crime compliance. In 2023 alone, 98% of institutions reported their compliance costs increased over the prior year, with over one-third citing ever-escalating regulations as the prim...

/payments /regulation

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