Community
Fintech discussions and conversations around the development of fintech.
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Joseph Ibitola Head of Demand Generation at Flagright
Fraud in payments is growing more sophisticated, forcing payment service providers (PSPs) to rethink their defenses. Today’s fraudsters are even leveraging AI tools to scale attacks and evade detection. In response, regulators and industry leaders are raising the bar for fraud prevention. A 2025 American Banker survey found that 62% of banks and ...
15 October 2025 /ai /payments
Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.
For many years, rewards programs have been synonymous with credit cards. From airline miles to cashback bonuses, banks and issuers have relied on these incentives to drive spending and deepen customer relationships. But recent shifts in consumer behavior suggest it may be time for financial institutions to broaden their approach. Debit cards are s...
13 October 2025 /retail
Anush Sachsuvarova Project Manager at Baseella Ltd
Debunking Myths Around Modern Core Banking Systems As digital finance evolves, myths often fill the space between perception and reality. Some claim that real-time payments, digital currencies, and cloud technology will make banks obsolete; others insist that old infrastructure is still good enough. The truth, as always, lies in between. Below, we...
13 October 2025
Teo Blidarus CEO and Co-Founder at FintechOS
Building societies occupy an essential place in UK financial services. Member-owned, locally trusted and community-first, they are built on relationships as much as products. Members expect to sit down, talk through decisions and get advice they can believe in. That trust is a strength. The challenge is delivering it alongside the speed and simpli...
13 October 2025 /ai /retail
For the past decade, the fintech revolution has largely been understood through the lens of sleek mobile interfaces, frictionless payment apps, and UX-driven challenger banks. But beneath the surface, a deeper transformation has been underway. A transformation that doesn’t grab headlines or dominate marketing pages, but is fundamentally reshaping ...
06 October 2025
Katherine Chan CEO at Juice
As CEO of one of the fastest-growing fintech lenders in the UK, I’ve helped founders grow through calm and chaos. Right now, growth feels harder than ever. Nearly one million UK SMEs fear closure following April’s rise in employer National Insurance, minimum wage, and capital gains tax. At the same time, the British Chambers of Commerce shows fewe...
02 October 2025 /startups /inclusion
Alex Malyshev CEO, Co-founder at SDK.finance, white-label FinTech Platform
Transactions per second (TPS) has become the payments industry's favourite vanity metric. Every year, headlines celebrate Visa's 65,000 TPS peaks or Alipay's half a million transactions in a single second. These numbers impress. But for 90% of banks, fintechs, and wallet providers, they are irrelevant - and chasing them is a costly distraction. Wh...
30 September 2025 /retail /markets
Sudha Rajamanickam Software Engineer at Episode six
Behind every withdrawal, loan, or transfer lies a hidden boss — the central bank. In this opening part of my series “The Payment Story,” I explore how central banks quietly shape liquidity, interest rates, and the very rules of the money game. Why do home loan rates rise and fall? Why can’t banks simply lend freely? Central banks set the guardrails...
29 September 2025 /payments /retail
Retired Member
In fintech today speed counts, regulatory complexity is unrelenting, and customer expectations shift continuously. Financial institutions and fintechs must make critical decisions about how best to acquire capabilities. Do you build internally, buy an existing solution or company, or collaborate / partner? Each path has trade-offs. Choosing wisely...
26 September 2025 /people /devops
Hiring used to be a sign of momentum. Now, it’s become a stress test. A few weeks ago, new data from the British Chambers of Commerce revealed that 13 percent of UK employers have already cut jobs, and another 19 percent are considering it, citing rising employer costs, especially National Insurance, as a key factor. I’ve seen this play out first-...
26 September 2025 /startups /inclusion
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