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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Bob Lyddon

Bob Lyddon Consultant at Lyddon Consulting Services

Turkish bank Non-Performing Loans soon to hit World Class levels

Turkish bank Non-Performing Loans (“NPLs”) will soon be reaching World Class levels, even if the bar has been set very high by the banking systems of Greece and Cyprus: only NPL levels of 40-45% of total loans gets you into this elite club. This is where a main result of the decline in the value of the Turkish lira will play out, and we have to be ...

/wholesale

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

From Black Box ML to Glass Box XAI

One of the difficulties in stepping into a red-hot technology space is you’re not sure what to expect. As you’re grappling with unexpected technical curve balls what if your own stakeholders beat you to death after seeing the results which are wrong by their expectations or understanding. The current nascent implementation of Artificial Intelligen...

/ai /regulation

Retired Member

Retired Member 

What the rest of the financial world can learn from its remittance counterparts

Almost all inventions in every industry have been designed to make our lives more comfortable or convenient in one way or another. But one sector which hasn’t always been known for its continuous innovation is the financial industry. In the past, the core financial institutions have controlled the rate of innovation, deciding how consumers accessed...

/inclusion

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Troubles with black box AI or ML models

One of the difficulties in stepping into a red-hot technology space is you’re not sure what to expect. As you’re grappling with unexpected technical curve balls what if your own stakeholders beat you to death after seeing the results which are wrong by their expectations or understanding. The current nascent implementation of Artificial Intelligen...

/ai

Shailendra Malik

Shailendra Malik SVP - Tech Delivery (Enterprise Search) at DBS Bank

Gig Economy - A Financial Services Nightmare

The idea of Gig economy is not new. In fact it exists in its rudimentary form by the name of Daily Wage worker. With digitisation of work and remote working ecosystem advancing to next level, Gig economy is now a very viable option for knowledge workers. I remember the website Rent-a-coder website, all the way back in 2002 when I was looking for o...

/regulation

Alex Bray

Alex Bray AVP, Omni-Channel Acquisition & Servicing at Genpact

Outside-in - The Key to Customer Onboarding

The giants of ecommerce have brought about the most radical change in how the world works since the industrial revolution. Apple, Amazon, Facebook, Alphabet, PayPal, and so on have transformed the way businesses and consumers interact. Consumers today are increasingly leading digital lives, with access to technology and information to help them ma...

/retail

Retired Member

Retired Member 

Flexing to keep-up: drivers, enablers and key success factors

"Empowering your people" Enabling change is dependent on culture. People make culture. Shift to business agility is about changing the overall culture. The real change will be in the way actors deal with their role and responsibilities, both from a change and run perspective. One of the key characteristics is that it requires a far more c...

/regulation

Retired Member

Retired Member 

What Are The Main Responsibilities Of a Board In Corporate Risk Management

When it comes to Corporate Risk Management and Governance, a company’s Board of Directors will play a vital and pivotal role for the effective governance of its bank. This isn’t always easy to understand, though. A board’s role in corporate risk management and governance can be a tangled web, leading members of the company to ask questions like, “...

/regulation

Retired Member

Retired Member 

How is the Italian crisis impacting the trading floor?

Earlier this week, I was in Paris speaking to Traders, Heads of Desks and other people on the floor from various part of the financial ecosystem in France and Europe overall: institutional investors, asset managers, brokers, and investments banks to name a few. There were numerous discussions about technology, innovation and digital transformation...

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