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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

High Frequency Trading: The most morally grey Fintech of them all

High Frequency Trading or HFT for short has been around pretty much ever since the financial industry found out what computers were and started incorporating them on exchange floors, big boiler room offices and various other parts of their business operations. The idea is that modern finance is practically impossible without the fast-calculating, f...

/inclusion

Paul Shumsky

Paul Shumsky Founder at @Finpace.tech

Building Customers Rewards Program With Blockchain

Coca-Cola has always been a master of branding and innovation when it comes to marketing. In 1887 Coca-Cola was the first company to create a handwritten coupon offering consumers a free glass of Coca-Cola. Between the years of 1894 and 1913 about 1/9th of Americans had received a free Cola. This method is credited to Coca-Cola being in every stat...

/devops

Retired Member

Retired Member 

Remittance and migration trends within Africa

Africa has one of the world’s most mobile populations, and African nations account for a large and growing slice of the global remittance market. In 2018, the World Bank reported that remittances to sub-Saharan Africa grew by almost 10% to $46 billion. African migration has been rising steeply in recent years, fuelling the growth of cross-border f...

/regulation /inclusion

Julien Rey

Julien Rey Director, Derivatives Data & Valuation Services at IHS Markit

Disruption in the repo markets

The US repo market took center stage last Tuesday, September 17 when a confluence of factors temporarily slowed down banks' cash spigots and drove overnight repo rates to as high as 10%, which led the NY Fed to inject large amounts of cash into banks, through their overnight repo facility, not seen since the days following September 11, 2001. Unli...

/regulation

Retired Member

Retired Member 

Analysing the vital contribution of remittances to low and middle-income countries

The United Nations estimates that there are more than 258 million expats worldwide who send money to their home countries. These remittances support more than 800 million families, including those living in low and middle-income countries (LMICs). World Bank data reveals that remittances to LMICs reached $529 billion in 2018, a growth of 9.6% com...

/inclusion

Retired Member

Retired Member 

How consumer behaviour shapes trends within the remittance industry

Customer experience is fundamental to the payments industry and when it comes to the remittance industry, most senders and receivers attach an emotional quotient to the transfer of funds. Unlike payments, where money is exchanged for a service or product, remittances are usually personal and emotional transactions. Remitters send money to their ho...

/inclusion

Retired Member

Retired Member 

Faster Payments: A Win-Win for Businesses, Consumers

From social media and ridesharing to Amazon Prime, we know that today’s culture is increasingly “on-demand." This culture has conveniences many of us enjoy, including the ability to immediately queue up a movie on Netflix or get groceries delivered with the click of a button. But, as those on-demand expectations spill into payments, it’s imp...

Retired Member

Retired Member 

The State of Payments: July 2019

A week is a long time in politics – a saying that is increasingly true for payments too. We are now two weeks into July 2019, so a good point perhaps to reflect on the state of the industry. Payments is an industry which is changing - and quickly. Old technology trying to operate in a new world doesn’t cut the mustard anymore. Innovation and disrup...

/payments

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Securing your doors is not enough. Go for a multi-layered security strategy.

Cyber-attacks are all over the news! From ransomware to phishing, farmware, malware and cryptojacking up to DoS attacks. It seems as if the internet has been transformed to the Wild West. Combine this with our ever stronger dependency on the internet for our day-to-day life and it’s clear that cyber-security should be on the top of the agenda of ev...

/security /regulation

Anjani Kumar

Anjani Kumar Principal Consultant - FS Risk & Compliance at Infosys Limited

Key Ingredients for Implementing Successful Holistic Trade Surveillance

In an earlier article, I had explained why there is a need for financial institutions (FIs) to implement holistic trade surveillance. However, implementing it is easier said than done. FIs need to think strategically and take note of certain key ingredients in order to make their holistic trade surveillance implementation a success. What is holi...

/regulation

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