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Financial Inclusion

The financial services industry has much to contribute to the UN and World Bank goal of full financial inclusion by 2020. This group will focus on industry contributions, ideas, barriers and enablers.

founded 27 Apr 2015

Graham Seel

Principal Consultant

BankTech Consulting

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Steve Haley Director of Market Development and Partnerships at Mojaloop Foundation

Achieving Financial Equity Across Asia and Africa Requires a Digital Approach to Financial Inclusion

As the world signals a potential recession, now more than ever small investments in inclusive financial infrastructure will potentially go a long way for migrant workers, small businesses and sole proprietors supporting families within emerging nations and across international borders. According to the McKinsey Global Institute, 1.4 billion peopl...

20 March 2023 /payments /inclusion

Ali Hamriti Co-Founder and CEO at Rollee

Gig Workers Denied Equal Opportunity to Financial Services - A Cue for Change

Gig workers are a rapidly growing population, and this growth has been amplified with the cost-of-living crisis which has forced 5.2m workers to take on extra jobs. From delivering takeout in the evenings, providing a taxi service or freelancing, this group of employees are combating the stresses of the cost-of-living crisis with additional work. ...

16 February 2023 /inclusion /markets

Victor Martin CMO at SquareRoot

How Much Should Companies Invest In Their Marketing Spend?

Milan Cundera once declared, "Business has only two functions – marketing and innovation." Even though ongoing studies demonstrate a higher Return On Investment (ROI) with investing in Marketing, businesses often neglect this critical component of their operation to focus on Innovation alone. Investing in both is essential for maintainin...

24 January 2023 /startups /markets

Retired Member

Confronting financial exclusion: what banks can learn from fintechs

In the current economic climate, as people all over the UK are grappling with record-high inflation and still-rising interest rates, it’s been suggested that as much as 40% of the population could fall into fuel poverty this coming winter. In April 2022, almost 14% of households in the UK were struggling to afford food, with figures on the rise. ...

04 January 2023 /retail /inclusion

Colin Grieves Managing Director Marketing Services at Experian

How data analysis is key to understanding rising living costs

The ability to analyse and use the relevant data, in the right way, and in real time, is the key to harnessing the true value that data holds. Data analysis can play a crucial role in helping us respond to long-standing and emerging challenges – providing valuable new insight and helping deliver better outcomes. Data helps many businesses and orga...

18 November 2022 /inclusion

Donica Venter

How Fintech Innovation is Driving Financial Inclusion (and Disrupting Established Markets)

Most of us take our daily access to financial services for granted. Imagine living without access to a bank account, a loan or an investment product. That’s the reality for 1.7 billion people throughout the world. According to a study by the British research platform Merchant Machine, Morocco, Vietnam, Egypt, the Philippines and Mexico are the top...

28 September 2022 /payments /inclusion

Claus Christensen CEO at Know Your Customer

How RegTech Powers SME Financial Inclusion in Southeast Asia

It is no exaggeration that SMEs are the backbone of the economy. According to the World Bank, SMEs represent about 90% of businesses and over 50% of employment worldwide. In Southeast Asia specifically, SMEs account for up to 99% of all companies. However, many small and micro businesses still struggle to access the financial products that cou...

15 September 2022 /regulation /inclusion

Ali Hamriti Co-Founder and CEO at Rollee

Financial services are not set up to cope with rising independent workers

The pandemic caused an undoubtable and significant shift in the way people work and earn a living. The number of people identifying as ‘independent workers’ increased by over a third as the importance of balance and flexibility at work gained priority, and people realised they could earn an income from home amidst changing circumstances. But even ...

12 September 2022 /startups /inclusion

Abe Karar Chief Product & Innovation Officer at Fintech Galaxy

How inclusive is the concept of Financial Inclusion in the era of Open Banking/Finance

Financial Inclusion is high on the global Open Banking/Finance agenda. Nevertheless, it seems to have failed to a certain extent to deliver on this metric in some jurisdictions worldwide. However, instead of criticizing, let's investigate some examples and highlight some key lessons learned. First, it's essential to understand that Financial Inc...

22 August 2022 /payments /people

David Ritter Director, Financial Services Strategy at CI&T

Why digitisation is a game-changer for financial inclusion

One customer segment that has been historically neglected by the financial services sector is the so-called “unbanked” and “underbanked”. The unbanked are people who don’t use any banking services, including debit cards, current accounts, and savings accounts. Meanwhile, underbanked consumers use some type of bank account, but don’t have regular a...

10 June 2022 /people /inclusion