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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
I was very impressed by the German estimate that large and medium sized enterprises will save 84,7bn€/year - only in master data work - by taking EUBWs in use. https://www.finextra.com/blogposting/27963/in-germany-847-billion-euros-is-a-lot-of-money And this more easily taken in use by using DIIP. https://www.finextra.com/blogposting/29252/diip-h...
06 November 2025 /ai /identity
Teo Blidarus CEO and Co-Founder at FintechOS
Stablecoins are moving fast, banks aren’t. As industry, business and consumer understanding deepens, token-based rails are starting to challenge mainstream infrastructure. The pressure to react and integrate is real. Put simply: token-based money moves on new rails built outside the current banking infrastructure. They transfer value quickly and sp...
06 November 2025 /payments /retail
Milko Filipov Senior Manager at valantic
In my previous article, I discussed how the payments ecosystem—characterized by its high volumes, real-time processing, and rich contextual data—is naturally suited for AI. These qualities make it possible to build smarter, faster, and more reliable processes. Building on that foundation, we’re now witnessing a new era in e-commerce, defined by th...
06 November 2025 /ai /payments
Stanley Epstein Associate at Citadel Advantage Group
Speculation, sentiment, and the search for intrinsic worth in an AI-driven market. Introduction: The New Gold Rush The surge in artificial intelligence (AI) company valuations has captured the financial world’s imagination. From chipmakers and model developers to data infrastructure startups, the market seems to be rewarding anything branded with “...
06 November 2025 /ai /predictions
How will the trust layer work in practise? Feel free to improve ChatGPT's take: When credentials are not anchored in law, the missing legal authority must be compensated with community-governed trust frameworks — aka rulebooks. These rulebooks make the credentials verifiable and usable even without legal mandate. Here’s what’s typically need...
02 November 2025 /ai /identity
The now very strong focus on organisation wallet deployment is motivated by getting the right to promise citizens - at home and at work - that life will become big time easier and more secure. This happens when states, municipalities and enterprises can send and receive all sorts of verifiable credentials to - and receive from - interoperable wall...
Interesting interaction with ChatGPT: Excellent synthesis — and your +++annotations+++ nail the real next frontier. Let’s tighten it into a sharper conceptual narrative fit for WeBuild 🧭 ID-Wallets as Control Panels for AI-Agents and Robots The EUDI- and EUBW-wallets were never meant to be mere credential lockers. They ar...
01 November 2025 /ai /identity
Alex Kreger Founder and CEO at UXDA Financial UX Design
Ten years ago, entering any bank branch was like entering a living ecosystem. The air was filled with the sounds of stamping papers, banknote counters, and the noisy rhythm of bank tellers interaction. Lines of people, tellers behind glass, and the smell of printed documents and new unpacked banknotes—it all carried a sense of importance, stabili
31 October 2025 /retail /markets
Introduction: The New Core of Financial Innovation The global fintech ecosystem has entered a defining phase—one where hype is giving way to tangible transformation. Amid the noise of artificial intelligence, regulatory reform, and payments modernisation, one topic dominates every serious fintech discussion: the rapid rise of stablecoins and token...
30 October 2025 /payments /predictions
I had to ask Drummond Reed if ChatGPT got this right. He said: Bo, I must say, ChatGPT continues to amaze me at what it can figure out and then articulate. Yes, I believe everything it says is quite accurate. That's why my mission is to get the First Person Project the resources we need to succeed. Stay tuned! Best, =Drummond ChatGPT
30 October 2025 /ai /identity
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