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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
The migration to a data driven ecomony is mildly speaking a fascinating process. And overwhelming from time to time – especially as AI already is so important. Here my “chief simplifyer” message: we are now finally getting the “ladder” (strong rails to deliver verifiable credentials as rungs) to move up from the bottom floor (Internet) to the T...
16 November 2025 /ai /identity
The debate rages on. ChatGPT very good at expressing my opinion: VCDM + JSON-LD are not optional — they’re the gateway to interoperable trade, automation, and AI-ready trust. Europe is building the world’s most ambitious trust infrastructure: EUDI-wallets for citizens. EUBW organisational wallets for enterprises and public bodies. Rulebooks,
15 November 2025 /ai /identity
Not that it is my task to worry about it.. But having lived there I have warm feelings for the country - even if Brexit took a big bite.. So I asked ChatGPT and got rather harsch text. And this is probably all self-evident for many readers. I do not have a deeper knowledge of the UK-situation. I commented at +++ "The UK is payin...
14 November 2025 /ai /identity
Stanley Epstein Associate at Citadel Advantage Group
Why “getting bigger” no longer guarantees success — and how banks must adopt a hyper-targeted “precision toolbox” to thrive The Puzzle of Modern Banking The banking industry has seemingly enjoyed an enviable run. According to McKinsey & Company’s Global Banking Annual Review 2025, (McKinsey & Company) the global banking sector achieved ro...
13 November 2025 /payments
Interesting read ://lnkd.in/d2XJFWt4 from the Tony Blair Institute. In the Nordics state issued documents that you use for opening a bank account and thus getting e-banking log-in codes led to e-Identification services by banks from 1992 onwards in Finland. All services - public and private - that need strong identification - can be accessed with ...
13 November 2025 /identity
Alex Kreger Founder and CEO at UXDA Financial UX Design
There’s a quiet crisis in digital banking. Not security. Not compliance. Not AI. Emotion. Most banking brands still behave like clerks with calculators—useful, correct, and forgettable. Meanwhile, your customers spend hours inside digital brands experiences that feel curated, sensual, and alive: editorial storefronts, gallery-like feeds, cinematic...
11 November 2025 /retail /identity
How the explosive growth of dollar-backed digital coins threatens credit creation, monetary sovereignty, and financial stability 1. The Rapid Rise of Stablecoins as a Systemic Consideration The meteoric rise of stablecoins is reshaping global finance at an astonishing pace. Once a niche digital asset, the stablecoin has evolved into a systemically ...
11 November 2025 /regulation /crypto
To me it looks like there still is a conflict between decentralised and centralised - even if EU picked the best parts of SSI. https://www.finextra.com/blogposting/29301/eudi2-adopts-the-best-technical-elements-of-ssi Because user experience must be as good as possible: https://www.finextra.com/blogposting/29580/better-user-experience-wi
09 November 2025 /regulation /identity
I was very impressed by the German estimate that large and medium sized enterprises will save 84,7bn€/year - only in master data work - by taking EUBWs in use. https://www.finextra.com/blogposting/27963/in-germany-847-billion-euros-is-a-lot-of-money And this more easily taken in use by using DIIP. https://www.finextra.com/blogposting/29252/diip-h...
06 November 2025 /ai /identity
Teo Blidarus CEO and Co-Founder at FintechOS
Stablecoins are moving fast, banks aren’t. As industry, business and consumer understanding deepens, token-based rails are starting to challenge mainstream infrastructure. The pressure to react and integrate is real. Put simply: token-based money moves on new rails built outside the current banking infrastructure. They transfer value quickly and sp...
06 November 2025 /payments /retail
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