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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Alex Kreger Founder and CEO at UXDA Financial UX Design
When banks merge, the focus is often on cost savings and market expansion. But bigger doesn’t always mean better, especially in the digital world. Today’s customers demand speed, personalization and seamless interfaces. Merging two complex organizations with different digital products can only increase friction for clients. With 55% of users ready...
12 March 2025 /retail /markets
Jamel Derdour CMO at Transact365 - www.transact365.io
Sporting events, whether local, national, or global, present significant opportunities for merchants to capitalise on increased consumer spending. Fans flock to online stores, creating a surge in transactions. To maximise revenue and ensure seamless customer experiences, merchants must prepare their payment systems effectively. Here’s how business...
10 March 2025 /payments /markets
Nkiru Uwaje Co-Founder and Chief Operating Officer at MANSA
The concept of money has evolved substantially over the millennia, from shells and precious metals to paper bills and digital entries in banking systems. We now stand at the precipice of another fundamental advancement, in which technology is not just changing how we interact with money, but redefining its very nature. This evolution goes beyond s...
10 March 2025 /payments /crypto
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Reflecting on 2018 blog at +++ "For quite some time it has been clear that data is the new oil (not the best term - as oil is consumed while data improves when used) and trust the new currency. +++very much more so now becasue of AI+++ The opportunities to improve services and productivity by new levels of...
10 March 2025 /ai /identity
In the high-stakes race of digital banking and Fintech, one misstep can cost millions in lost customers, brand damage and wasted development. Ironically, that misstep often happens before the project even starts—during procurement. Month after month, the UXDA team meets with banks with grand ambitions to transform their digital products. And somet...
03 March 2025 /retail /devops
V Parthasarathi has written very clearly about the path forward in his LinkedIn post. Noting that wallets for citizens are in various stages of rollouts in 100+ countries. I have for my part noticed that India has been moving resolutely forward already for some time. Now the the question is how much we in Europe could learn, possibly con
02 March 2025 /ai /identity
84.7 billion euros is a lot of money. Especially as this cost saving is just about supplier data management in the enterprises. In Germany... Table here: https://www.linkedin.com/posts/bo-harald-4768b51_847-billion-euros-is-a-lot-of-money-especially-activity-7301276133528944642-U6by?utm_source=share&utm_medium=member_desktop&rcm=ACoAAABPj1...
28 February 2025 /ai /identity
What has Bo Harald written about in Finextra? Bo Harald has been a prolific contributor to Finextra, a leading financial technology community platform, where he has written extensively on topics related to fintech, digital identity, banking innovation, and economic trends over the years. His articles often reflect his deep experience in electron...
28 February 2025 /ai /payments
Most of use here have seen how nothing much happens - even if it should - then nothing much happens, then nothing much happens, then nothing much.. and then all of a sudden the burst of adoption. For my part in e-banking starting in the early 80s, e-mail, mobile phones, SMS-messaging, mobile banking, e-id-services, e-invoicing, e-salary, mobile ...
27 February 2025 /ai /identity
Aymeric Monod-Gayraud Co-Founder at LoanTube (#Sifted100)
When it comes to consumer loans, a significant portion of the population finds itself cast adrift by traditional banks and lenders. Underserved by institutions that prefer to deal in tidy risk assessments rather than inconvenient complexities of unique spending habits, these individuals are slapped with the “subprime borrower” label due to past fi...
27 February 2025 /retail /inclusion
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