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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

I am sure. Very sure.

Taking the previous blog forward - asking myself questions - and moving the horizontal slider to the right when considering an issue important (in this case for banks) - and the vertical slider up when being surer. 1. Is the stable and cheap funding created by transaction accounts (private & corporate) important (full score for most banks)? H...

/payments

Retired Member

Retired Member 

Should we go digital all the way?

For the last few years see every stakeholder in every industry is pushing for digital, digitization with their own agenda citing various benefits such as productivity improvement, reduced cost of operations , increased customer experience and so on. Doing right things is one and doing things in rightway is another. By having mobile front end to te...

/retail

Retired Member

Retired Member 

The War of the Red Envelopes in the Year of the Goat

From the land that brought some of the most remarkable inventions in the world between 2000 BC and 200 BC, such as cast iron and the suspension bridge, the new frontier for modern day innovation in 2015 is Digital Money. There is a drama unfolding in China with continued strategies and lobbying between the top players – Alibaba, Tencent, Baidu, Chi...

/payments

Abhishek Chatterjee

Abhishek Chatterjee Managing Partner at Gartner Inc.

Digital business in Anytime-Anywhere CONTENT Paradigm

Organizations are grappling with challenges to deal with explosion of digital content. Content management lifecycle is going through massive transformation. I see a shift towards automatic content recognition, content management of external and unstructured data like social media, centralization of content into CLOUD, hyper personalized and intell...

/retail

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Are you sure? How sure?

I have the privilige to act as chairman for a young company http://www.zef.fi/en/home/ The company's WHY - mission - is very clear: helping people to make decisions - better decisions - all over the place. There is an exponentially growing need for this as the information overflow continues to grow exponentially. So does the number of devices, apps...

Retired Member

Retired Member 

The Passwordless Experience is set to transform the way we pay

As security breaches continue to grab headlines, I was intrigued by new claims that not only could online security be improved for consumers, but it could actually become a more delightful user experience. The launch of Apple Pay has proven to us that this is possible. With over 150 FIDO members, the Board of Directors alone reads like a Who’s Wh...

/security /payments

Abhishek Chatterjee

Abhishek Chatterjee Managing Partner at Gartner Inc.

Consumer Electronic Show 2015 - Consumarization of FinTech

Keeping with the hype of internet of things, drones, wearable, 3D printing, virtual reality and other; this year's CES was full of new technologies and trends. Consumers are on the verge of getting the best possible experience they can have. With consumarization of IT, some of these technologies will be adopted by enterprises in a hurry. Specially...

Alex Noble

Alex Noble Account Director at McAfee

Are we getting Big Data fatigue?

There seems to be some shock that bank execs might be dissatisfied with Big Data. Big Data (the ability to analyse and understand massive data sets) has been heralded as revolutionary for financial services and is seen as a major IT trend. The promise is huge. The compute power and analytic software now exist to interrogate unimaginably huge amo...

/regulation

Retired Member

Retired Member 

Why markets tumbled on Global Economic Outlook

According to the Global Economic Prospects annual report from World Bank just released, growth in 2014 was lower than expected. Global growth is expected to rise moderately to 3% in 2015, while high-income countries will see a smaller growth of 2.2%. Developing countries fare better with a 4.8% increase. Having just studied the report I thought I ...

/regulation /retail

Retired Member

Retired Member 

Solving the corporate bond liquidity conundrum

Financial market structure changes, largely driven by G20 reforms, are arguably the catalyst to the inefficiency and ever increasing liquidity drought in the secondary european corporate bond markets which investors look to address. Access to liquidity remains the biggest challenge for investors as banks are unable to provide liquidity because of ...

/wholesale

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