Community
A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
As the owner, you will also give up ownership if you leave this group.
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
We know that trust is needed more than ever before and that it is critically important for the AI-revolution. We know that trust will be built with identity building verifiable credentials. We know that all organisations and most citizens will have general purpose wallet applications very soon to be able to send and receive the credentials. We know...
11 April 2025 /ai /identity
ChatGTP understood me and wrote: “In a world where data flows like rivers but trust is dammed up behind bureaucratic walls, there lives Mr. Same Guy. By day, he's an employee — filing reports, logging into systems, juggling approvals. By night, he’s just himself — paying bills, accessing health records, verifying who he is to various services. In t...
07 April 2025 /ai /identity
Alex Kreger Founder and CEO at UXDA Financial UX Design
Could a banking app, knowing users' patterns, emotions and fears, possibly push them to make the wrong choice to maximize the company’s profits? In an era in which apps have become the primary financial gateway, the line between empowering and trapping digital users has never been so blurred. Are some financial services already using shady pattern...
07 April 2025 /regulation /retail
Let’s cut to the chase. Financial institutions have spent decades obsessing over branches, brand identity, and service fees, believing those were the competitive battlefields. But in 2025, that war is being waged on a device that fits in your back pocket—the touchscreen smartphone. If a mobile banking app feels generic, devoid of real innovation, ...
03 April 2025 /retail /predictions
By now it is clear - not only to the ChatGPTs I have asked (and posted here) - but also to most of us - that the identity building credentials in general purpose organisational wallets are a must-have when employing AI-agents. The bicycle made for two (personal identity used at work and organisation's wallet) can then safely be equipped with an AI...
03 April 2025 /ai /identity
Aymeric Monod-Gayraud Co-Founder at LoanTube (#Sifted100)
In the UK, when it comes to borrowing, the discourse typically revolves around credit scores. Specifically, those three-digit numbers are provided by agencies like Experian, Equifax, and TransUnion. We’re told that these figures determine our financial fate and whether we can secure a loan or mortgage. What we’re not told is that there’s a catch. ...
27 March 2025 /retail /inclusion
I had the pleasure to deliver a Trust Infrastructure&AI-agent presentation yesterday to a group of retired leaders from enterprises and the public sectors. I was very impressed by their enthusiasm and so many good searching questions. Several asked why this huge opportunity for easier life for both citizens and businesses is getting so little...
27 March 2025 /ai /identity
Digital banking has rapidly ascended to the forefront of customer engagement. Yet, despite millions invested in digital app interfaces and innovative functionality, many banks continue to underestimate one vital truth: poor User Experience (UX) isn’t merely a design problem—it’s a hard-hitting business problem. The stakes are high, and ignoring UX...
25 March 2025 /retail /markets
As of recent cybersecurity reports (like from Imperva, Cloudflare, and others), bad bots make up 30–40% of all internet traffic. That’s out of the ~50% of total web traffic that bots represent (the other half being human users – including a seemingly large number working on behalf of Russia’s war in Ukraine). The millions of malicious bots active...
24 March 2025 /ai /identity
If we can land rockets on ocean barges, we can figure out how to make digital banking trustworthy. It’s not about just transferring money faster; it’s about creating an experience so seamless and transparent that customers feel as confident in their banking app as they would in a person standing across the counter. Modern financial technology’s gr...
20 March 2025 /retail /devops
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.