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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Viacheslav Kostin CEO at WislaCode Solutions
Managing personal finances can be a daunting task, but fintech innovations are simplifying the process with powerful tools. From automating savings to providing detailed spending insights, these features enable individuals and financial professionals to take control of their money. This article examines five key fintech functionalities that are re...
28 July 2025 /retail
Ankita Bhattacharya Product Manager - Commercial Finance at LoanTube
When an SME applies for a £10,000 working capital loan, it often finds itself at the bottom of a broker’s priority list. For years, traditional commercial finance brokers have largely avoided small ticket business loans. The reason is simple: the return on a £10,000 loan rarely justifies the time and manual effort required to package and place it....
22 July 2025 /startups /inclusion
Alex Kreger Founder and CEO at UXDA Financial UX Design
Beneath the surface of every large retail bank lies a truth rarely voiced in boardrooms but whispered in team huddles: genuine digital transformation cannot succeed on in-house talent and legacy alone. While product teams brim with bold ideas—AI-driven analytics, intuitive dashboards, brand’s digital leadership—their proposals repeatedly collide w...
21 July 2025 /retail /devops
Sebastian Fantini Product Director at EBANX
From the Industrial Revolution to artificial intelligence, from the telegraph to smartphones, the history of technology follows a familiar pattern: wealthy, developed countries produce; emerging markets consume. This logic, however, has been increasingly challenged, and the sector where this shift is advancing by leaps and bounds is digital payme...
16 July 2025 /payments /inclusion
In 2024, banking crossed a critical threshold. No longer satisfied with being simply digital and inspired by interactions with Chat GPT, customers began demanding something deeper—experiences that understand them. Banks turned to a powerful ally: artificial intelligence. The result? A seismic shift from transactional to transformational. AI didn’t...
14 July 2025 /ai /retail
Galong Yao CGO at Bamboodt
As the world’s financial landscape evolves, the need for efficient, secure, and globally connected payment systems has never been more pressing. China’s Cross-border Interbank Payment System (CIPS) is rapidly emerging as a central artery in the internationalization of the Renminbi (RMB), offering a robust infrastructure for cross-border settlement...
09 July 2025 /payments /inclusion
When we think about contactless payments, Apple Pay, Google Pay, and EMV-based NFC cards often come to mind. But in China, a new and uniquely local solution is emerging—one that bridges the gap between barcode payments and hardware-intensive NFC wallets. Meet Alipay’s “Alipay Tap”—a smart, simple, and surprisingly elegant solution to streamline off...
08 July 2025 /payments /inclusion
In banking, AI is no longer experimental—it became a cornerstone of strategy for improving how customers engage with their banks online and via mobile. Within this article, we analyze how AI’s adoption in 2024 impacted key areas of digital CX, highlighting global trends as well as specific insights from major markets like the US and UK. We examine...
07 July 2025 /ai /retail
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
GDC25 was a successful milestone gathering. Here’s what I hope will be addressed more visibly going forward: 1. Stronger EU Member State Leadership on Organisation Wallets What I missed most was a more visible and vocal commitment from EU Member State governments — especially in enabling simple, high-impact credential flows through widely avai...
05 July 2025 /ai /identity
There can be no doubt: bringing together driving authorities, generalists, and domain experts from many fields proved both eye-opening and energising — and must continue. Especially now, as AI development accelerates at breakneck speed, it is essential to ensure that those deeply immersed in it don’t lose sight of a critical foundation: Trust and ...
03 July 2025 /ai /identity
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