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Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Live at Finovate

Today's the day. Finovate Europe 2012 has arrived and I’ve just completed my demo. Today is proving to be a fantastic showcase for innovation happening throughout the financial services industry. And it's great to see so much variety and such an international flavour - only one session and already we've seen solutions relating to savings, cloud id...

/security

Paul Blank

Paul Blank e-Trading Solutions at TradAir

Latest BofE FX Survey Data - surprising findings

The Bank of England has JUST released their latest semi-annual FX turnover survey results for October 2011. Highlights Daily FX vols $1,972bln, down 3% on April 2011, some 17% higher on the year Spot vols rose 2% to a record survey high of $802bln/day (42% of total vol) Multi-Dealer Platforms (MDP) see huge 26% drop in vols compared to April...

Retired Member

Retired Member 

No Pets Allowed

I have always believed projects can be as easy or hard as your organisation wants them to be. Projects are a great mirror of the environment in which they are delivered in. If you have the right working conditions in your company your projects will flourish and be delivered on time. If not, well you know the rest. Here are five tips to help yo...

/retail

Brett King

Brett King CEO & Founder at Moven

Disintermediation or Disruption - the challenges ahead

There's a great deal of discussion and debate around what will ultimately happen to banking as a result of the massive changes in connectivity, utility, mobility and customer experience taking place right now. One thing is for sure, the world is changing. We see PayPal owning online payments, with others like Stripe hot on their tails. Square is at...

/retail

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Did Fraud get a mention in Davos?

Fraud is a problem. CIFAS, the UK’s Fraud Prevention Service, noted a 9% increase in overall fraud from 2010 to 2011. Startlingly, there was an 18% rise in facility takeover fraud –when a criminal obtains your credit card details, bank details or mobile phone to use your money without permission. CIFAS cited tough economic times as the reason for...

/security /payments

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

The United States of Europe

When now the market and media hystery around the Euro is fading away it is getting clear that half-pregnant is not a happy state. More integration is needed to reach the splendid potential of a true single market - the largest in the world - is needed. It is now very clear that no national politicians are allowed to borrow money (in the citizens' ...

/payments

Retired Member

Retired Member 

Avoiding the Delta of Disappointment for Fintech Companies

In a previous Blog about the uptake of Social Media tool, Twitter, I recounted the returns companies get when they deploy a sales methodology, and also the reasons why many companies invest in methodologies only to see them languish in the abyss of poor adoption. I’ve written also about the value of sales process and the need to integrate both met...

/security /payments

Jim Marous

Jim Marous Publisher at The Financial Brand

The State of Bank and Credit Union Marketing in the U.S.

Today's bank and credit union marketers are facing a period of big data, increasing devices and more communication channels than ever before. In addition, consumers are challenging the pricing and service levels they receive from their financial institution, and are willing to speak their mind using lightning fast social media channels. To better...

/retail

Pat Carroll

Pat Carroll Founder/Executive Chairman at ValidSoft

Say hello to voice biometrics

Advances in smartphone technology have already changed the way we live, allowing us to do so much more on our phones. However, mobile payments, mobile banking and the data stored on our phones present serious security risks. To tackle that security deficit, banks, businesses and governments need to rethink how they authenticate end users. A recen...

/payments

Retired Member

Retired Member 

The Hard Cell-Time to Invest in Mobile Sales

***To listen to an audio version of this post please click here. Mobile banking is no longer coming. It is already happening. Every major UK bank now offers a reasonable service for multiple platforms. Core online banking functionality has been replicated. Consumer adoption of the channel is high. Great job everyone, right? Unfortunately ...

/retail

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