Community
A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
As the owner, you will also give up ownership if you leave this group.
Alex Kreger Founder and CEO at UXDA Financial UX Design
In the heart of one of the world’s most fast-paced financial markets, a digital reckoning was brewing. A leading retail bank—serving tens of millions, managing hundreds of billions, and deeply embedded in the region’s economic fabric—found itself at a tipping point. Its once-pioneering market presence was now fragmented, inconsistent and frustratin...
12 August 2025 /retail /devops
In the high-stakes world of finance, one belief has been drilled into boardrooms for decades: the early bird catches the worm. In banking, that’s translated into a dangerous mantra — first to market wins. It’s a seductive idea. Banks' CEOs love the headlines. Product teams love the adrenaline rush. Shareholders love the illusion of being ahead of t...
11 August 2025 /retail /devops
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
AI-impact: 20-30% GDP growth a year or no more than 1-2% over 10 years? Quite a difference between the Silicon Valley evangelists and the pessimistic Daron Acemoglu as descibed in the Economist’s “Eureka all day long”. A very useful article indeed – that naturally has more questions than answers. To try to clear my thoughts I worked through my ow...
07 August 2025 /ai /identity
In a world where people wear their brands like badges of identity—from the phone in their hand to the sneakers on their feet—banking remains curiously invisible. Its digital products are often indistinguishable, stripped of soul, wrapped in sameness. But this week, something rare happened. Because here’s the paradox: while consumer brands chase em...
04 August 2025 /retail /identity
Vishal Rodage Consulting Director at Tata Consultancy Services
DATA - A KEY DIFFERENTIATOR IN BUSINESS VALUE GENERATION In today’s fiercely competitive market conditions, investment managers are looking at various ways to differentiate themselves from the competition. Having effective Data Strategy is critical to unlock the power of data that the organisation can harness to its competitive advantage, be it to...
30 July 2025 /markets
Darren Carvalho Co-Founder and Co-CEO at MetaWealth
Recent institutional interest in stablecoins has been something of a watershed moment for the crypto industry. Not only has the mainstream adoption of stablecoins signalled a renewed interest in and a broader acceptance of blockchain, but it is the first sign of the convergence of decentralised finance (DeFi) and traditional finance (TradFi). Majo...
30 July 2025 /regulation /retail
Have you ever seen a live black swan? I hadn't until recently. During my recent vacation, every morning and evening on the way to breakfast and dinner, I passed a flock of black swans housed on the hotel grounds. By the second day, they became just part of the scenery — beautiful, yes, but familiar. It made me think. In his book, Nassim Taleb des...
29 July 2025 /ai /predictions
Viacheslav Kostin CEO at WislaCode Solutions
Managing personal finances can be a daunting task, but fintech innovations are simplifying the process with powerful tools. From automating savings to providing detailed spending insights, these features enable individuals and financial professionals to take control of their money. This article examines five key fintech functionalities that are re...
28 July 2025 /retail
Ankita Bhattacharya Product Manager - Commercial Finance at LoanTube
When an SME applies for a £10,000 working capital loan, it often finds itself at the bottom of a broker’s priority list. For years, traditional commercial finance brokers have largely avoided small ticket business loans. The reason is simple: the return on a £10,000 loan rarely justifies the time and manual effort required to package and place it....
22 July 2025 /startups /inclusion
Beneath the surface of every large retail bank lies a truth rarely voiced in boardrooms but whispered in team huddles: genuine digital transformation cannot succeed on in-house talent and legacy alone. While product teams brim with bold ideas—AI-driven analytics, intuitive dashboards, brand’s digital leadership—their proposals repeatedly collide w...
21 July 2025 /retail /devops
Welcome to Finextra. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Please read our Privacy Policy.